Episode 12 of Millennial Money Matters features Circle.com, a social payments app targeting students and young people. The app allows users to make, take and request payments in a friendlier way, using "softeners" like emojis, GIFs and so on. These payments are fee-free. Money can also be sent overseas using the inter-bank rate, and these transfers are made using blockchain protocols. Of course, the complexities of the underlying conversion machine doesn't make its way into Circle's user-facing marketing, but this is the place to learn about it!
AltFi is returning to Amsterdam for its second annual Summit in the city. The inaugural event last year was a roaring success, with key figures from across Continental Europe's alternative finance and digital banking sectors highlighted. These included Jeroen Broekema, managing director of Funding Circle Netherlands, and Mieke van Engelen, head of innovative partnerships at ABN AMRO's standalone lending platform, New10.