AltFi.com uses cookies on this website. They help us to know a little bit about how you use our website, which improves the browsing experience and marketing - both for you and for others. They are stored locally on your device. By continuing to use this site you accept this use of cookies. Go to the Privacy and Cookies page for more information. You'll see this message only once.
Not signed in. Log in here.

Your daily download of all things alternative finance and fintech, from us at AltFi


 


LinkedIn

Emily Nicolle


Emily is a reporter at AltFi. Since joining, she has worked extensively on researching the role of millennials in the world of fintech, their use of alternative financial products, economic contributions and community-based discussion analysis. She has a Master’s degree in Sociology of Religion from King’s College London, and was previously Editor in Chief of MUSE Magazine, a leading student academic publication.

Click here to see our other contributors.


Articles by Emily Nicolle

Proptech start up Property Partner reaches £100m AUM

8th December 2017

The property crowdfunding platform has seen significant growth in the sector.   Since launching the platform in 2015, Property Partner has seen fourfold growth. In December 2015, the company ...

Australian Securities Exchange to transition to blockchain

8th December 2017

The ASX has said it will be the first global marketplace to use blockchain to clear and settle equities.   The Australian Securities Exchange (ASX) is to replace its current clearing system ...

Alior Bank commits €23.7m to digital disruption with IBM

8th December 2017

The Polish bank is turning to fintech with its latest strategy.   Alior Bank plans to launch a start up accelerator, an in-house fintech department and an Open API marketplace with its latest ...

Credible raises $50m in Australian IPO

7th December 2017

The San Franciscan consumer finance marketplace is making waves abroad.   Credible has raised a total of AUD $67m (USD $50m) in an initial public offering on the Australian Securities Exchange ...

Out of UK’s Top 100 start ups, only 7% are headed by women

7th December 2017

SyndicateRoom has found alarming figures in its newest report on the fastest scale ups in 2017.   According to Beauhurst’s methodology for ranking the country’s leading start ups ...

Property Crowd secures IFISA success

7th December 2017

The real estate crowdfunding platform is hitting it big in the savings game.   Despite a slow start in Innovative Finance Individual Savings Account (IFISA) adoption, Property Crowd has released ...

Online lender Kabbage hits $4bn landmark in SME loans, hires new COO

6th December 2017

The US-based financial services, technology and data platform is seeing significant growth year-on-year, according to latest results.   The firm has now extended over $4bn to more than 130,000 ...

Starling Bank announces new mobile invoice and expense partnership

6th December 2017

The digital bank is moving even closer to the business banking market with its latest partner, Albert.   After announcing earlier this year that the bank plans to offer business accounts to ...

Fidor Bank makes 2018 predictions, anticipates Blockchain rise and RegTech take off

6th December 2017

Fidor’s VP of European expansion Sophie Guibaud outlines her fintech vision for 2018.   Among other things, Guibaud expects a greater push towards a global cashless society, with Blockchain ...

Digital subscription and debt tracker app Emma launches beta

4th December 2017

The money management platform has opened the doors on its closed beta.   Emma Technologies Ltd began rolling out invites for priority access to the app to thousands of pre-registered users this ...

Victory Park Capital invests £35m in micro-lender Oakam

4th December 2017

The digital micro-lender has secured a major debt investment from the alternative credit giant.   The £35m debt facility is expected to see Oakam’s lending activity in the UK accelerate ...

RateSetter launches countdown for 2018 IFISA

1st December 2017

The peer-to-peer lender has announced its plans to launch its IFISA before the end of the current tax year.   RateSetter has now confirmed that it expects to launch the new product in February ...

ING’s money app Yolt hits 100k users in Open Banking triumph

1st December 2017

The money management platform has soared after less than six months in Beta.   Since launching in July, Yolt has reached over 100,000 registered app users while still operating in Open Beta ...

Traditional wealth managers need to embrace the digital era as switching rates rise

30th November 2017

Compeer reveals the numbers behind investors switching their digital wealth provider.   Recent research by the wealth management benchmarking firm suggests that there has been a 20 per cent ...

Assetz Capital announces IFISA launch date, to include manual lending

30th November 2017

The peer-to-peer lender has met its Q4 launch target, and is beating expectations.   Set to launch in December 2017, Assetz’s Innovative Finance Individual Savings Account (IFISA) will ...

Atom Bank and Princes Trust launch STEM partnership

29th November 2017

The digital bank is getting in touch with its charitable side to do its part in UK’s North East.   Together, the two firms aim to equip over 500 young people in the North Eastern region ...

Credit Suisse gains majority stake in online European lender

29th November 2017

The Swiss institution is making moves into the alternative financial space.   Credit Suisse has acquired a majority stake in automated lending start up TradePlus24, with a view to offer the ...

Revolut announces expansion into cryptocurrency

29th November 2017

The banking app is moving into the alternative currency market with its latest beta.   Currently only available to internal employees, Revolut is expected to launch a Beta scheme which incorporates ...

Nutmeg and Revolut investor launches new European fund

27th November 2017

The London-based VC firm Balderton Capital is zeroing in on Europe's next big thing.   A leading investor in Series A-stage technology companies, Balderton Capital has closed a total of ...

Citi Bank veterans are learning new tricks in alternative finance

27th November 2017

Three senior bankers are setting up a new digital savings bank.   The new project for an as-yet-unnamed digital savings bank has already received £10m of funding from undisclosed individual ...

Acorns lands integration deal with PayPal

23rd November 2017

The US micro-investing app is set to partner up with the payments giant.   The firm previously lead a $30m funding round for Acorns in 2016, and is now reinforcing that relationship with an ...

Fintech firm Bud partners up with Western Union

23rd November 2017

Bud has struck a deal with the money transfer service, the latest in a string of high-profile partnerships.   Under the new deal, Bud users will be able to use Western Union’s money transfer ...

Starling Bank puts Open Banking to the test

23rd November 2017

The digital bank is squeezing all it can get out of the new regulations with its newest integration.   Announced today, Starling Bank has entered into another partnership on its Open Banking-compliant ...

Starling Bank wins UK government contract, plus starts European expansion

22nd November 2017

The digital bank sizes up to its incumbent rivals, at home and on the continent.   Announced today, Starling Bank has won a payment services deal with the UK Department for Work and Pensions ...

Fidor Solutions eyes up Middle East and Africa expansion through new regional hub

22nd November 2017

The digital banking solutions provider has reaffirmed its commitment to the region.   The firm has put its expansion strategy into action today through its newest office extension in Dubai Silicon ...

Is healthcare the next big thing in crowdfunding?

22nd November 2017

New data from crowdfunding platform Downing Crowd suggests Crowd Bonds are gaining traction in the healthcare sector.     There’s also a particular focus landing on investment ...

Multicurrency digital banking app launches crowdfunding campaign

22nd November 2017

Manigo announces a second round of investment for it digital money platform.   Following an initial angel investment round, the platform is opening up to the public, letting business owners, ...

P2P lender ThinCats launches rebranding effort

22nd November 2017

The alternative finance specialist is making moves to modernise after announcing new funding last month.   As it prepares to ramp up its lending effort, ThinCats gathered over 100 business leaders ...

Digital banking goes gold: an interview with Glint’s Ben Davies

20th November 2017

The London-based fintech talks to AltFi about its mission to “democratise” gold, switching up the world of multicurrency banking.   Launching today, Glint is a multi-currency account, ...

Assetz Capital smashes its Seedrs target, raising £1.5m

20th November 2017

With one week of the campaign still to go, the peer-to-peer lender is striking big.   Assetz Capital has smashed its target by 50 per cent, after initially seeking a minimum of £1m new ...

Fintechs must collaborate with banks if UK is to stay on top post-Brexit

20th November 2017

A new report suggests stronger partnerships are the way to go for innovation.   Seven models are proposed as ideas for collaboration, based on case studies from major financial institutions ...

RBS is set to roll out robo advisor via Natwest

17th November 2017

The major bank is entering the digital wealth ring with a show of strength.   Under its Natwest brand, the Royal Bank of Scotland will be rolling out its robo advice proposition to its five ...

BNP Paribas buys 10% stake in SME credit specialist Caple

17th November 2017

The bank’s asset management arm is forming a “strategic alliance” in alternative credit.   Through the alliance and a 10 per cent stake in Caple, BNP Paribas Asset Management ...

TransferWise reports doubled revenue for last fiscal year

17th November 2017

The money transfer platform is on the up, posting its first annual profit.   As one of Europe’s largest fintech startups, TransferWise is showing significant growth after announcing its ...

Hargreaves Lansdown owns 43% of online assets, vs robo advice at 1%

16th November 2017

Data from Boring Money concludes it’s still early days for robo.   As the online investments market grows, so does the opportunity for change. Total online investment assets has now reached ...

French crowdlending platform secures €12m fundraise

16th November 2017

WeShareBonds continues to disrupt France’s lending sector by boosting SMEs.   The €12m fundraise was led by the platform’s partner and minority shareholder, La Banque Postale. ...

BMO Wealth Management: “Generational differences go beyond retirement goals”

15th November 2017

The wealth manager’s latest report suggests millennials are more conservative, but are also the heaviest generational user of robo advisors.   A survey commissioned by BMO Wealth Management ...

Lendix launches new flexible loan product

15th November 2017

The French marketplace lender has upped its repertoire for European SMEs.   Lendix announced today that it will be launching a new financing product, the Flexible Bridge Loan.   The ...

Digital bank Monzo sizes up IPO

15th November 2017

The London-based bank is looking to the future in a big way with its latest hint.   In an advertisement for a new Chief Financial Officer, Monzo has let on about its plans for an IPO within ...

Banco BNI Europa partners with Belgian fintech to boost Portuguese economy

15th November 2017

The challenger bank is giving a helping hand to the local SMEs by sourcing foreign support.   Banco BNI Europa and Belgian marketplace lender Edebex are partnering up to release its online platform ...

LendKey expands deeper into education through latest partnership

13th November 2017

The lending-as-a-service solution is tackling college financing head on.   LendKey today announced its newest partnership with Invite Education, an industry-leading platform which aims to demystify ...

Barclays partners up with digital receipts start-up Flux

13th November 2017

The high street turns towards digital as Barclays becomes Flux’s first incumbent partner.   The digital receipts platform has scored a game-changing deal with Barclays to bring its software ...

How to succeed in PropTech

10th November 2017

New research by Property Moose reveals the future of property in the digital age.   According to the CEOs leading the way, the property investment industry needs to evolve with the times if ...

Starling Bank joins in on Black Friday fever

10th November 2017

The challenger bank is pushing the envelope, using traditional tactics.   Announced today, Starling Bank is promoting its referral scheme by offering cashback on online purchases made by its ...

ABN Amro prepares to launch new digital wealth manager in Germany

9th November 2017

The bank is making another move into the digital space with its new robo advice product, Prospery.   After launching its first digital loans platform New10 in September, ABN Amro is gearing ...

Robo-advisor Acorns to launch retirement accounts through new acquisition

8th November 2017

The US micro-investing app has bought Portland-based retirement fund developer Vault to help launch its new IRA product.   Through the Vault app, users can automatically set aside part of their ...

Wells Fargo launches robo advisor for first-time investors

8th November 2017

The San Franciscan bank has rolled out a robo advisor, joining other financial firms in the chase for investments from tech-savvy Generation Xers.   Aptly named as Intuitive Investor, the new ...

Hong Kong-based mobile lender WeLab raises $220m in latest Series B round

8th November 2017

The startup eyes expansion after gaining fresh capital in a combination of Series B+ equity and debt strategic financing, backed by global firms.   Alibaba Hong Kong Entrepreneurs Fund, CreditSuisse ...

Scottish Enterprise partnership with LendingCrowd yields promising results

7th November 2017

The national economic development agency has now helped fund 33 loan deals through the platform since 2016, with a goal to go even higher.   After forming the partnership in October last year, ...

Monzo raises £71m in latest fundraising round

7th November 2017

The digital banking darling is riding on a high after its latest financial scoop, plus a dramatic increase in user numbers since its last round.   The challenger bank announced today a total ...

Yolt announces integration with Starling Bank

7th November 2017

The money management app backed by ING has integrated with its first mobile-only bank, adding Starling Bank to its platform alongside incumbents.   Yolt’s aggregation functionality now ...

Unicredit challenger bank FinecoBank launches in UK

6th November 2017

With over 1m customers in Italy, FinecoBank is turning its gaze towards the UK, establishing itself as a key player among local digital banking rivals.   Backed as a subsidiary of the Unicredit ...

Seedrs launches programme for financial intermediaries in equity crowdfunding

2nd November 2017

Equity crowdfunder Seedrs wants to introduce wealthy individuals to early stage equity deals as a digital alternative to EIS funds.   The platform has reported an increase in interest from financial ...

TransferWise announces $280m investment round as company looks towards APAC expansion

2nd November 2017

The international money transfer service raised $280m in a Series E round as it plans for global expansion and challenge to banking disruptors.   The round was led by asset management firm Old ...

Nutmeg ends plans to offer Help to Buy transfer service, hitting first time buyers

1st November 2017

Owners of a Nutmeg LISA can no longer expect to be able to transfer funds from their Help to Buy ISAs before the tax deadline, leaving users adrift.   After the announcement of the new Lifetime ...

Online marketplace lenders to pass on savings from rate rise

1st November 2017

As the potential for a base rate rise from the Bank of England increases, online lenders look to beat tradition and pass on benefits to consumers.   The Monetary Policy Committee is expected ...

Alternative lender Sancus announces new managing director

1st November 2017

The alternative finance services firm has announced that Dan Walker will take over from current MD Caroline Langron in January 2018.   Walker will be responsible for leading the company’s ...

Challenger bank Monzo unveils marketplace vision

27th October 2017

After a week of near-constant outages for prepaid card users, Monzo affirms its third-party marketplace will become fundamental to its business model.   At last night’s Open Office session ...

Digital bank for teenagers raises $5m in Series A investment round

26th October 2017

Current, a new mobile-only banking platform for parents and teenagers, has raised $5m in a Series A funding round led by QED Investors.   With additional investment from Cota Capital, Current ...

JPMorgan Chase is targeting millennials with new digital-only bank

25th October 2017

Announced today, Finn is a new app-based digital bank aimed at helping millennials understand their daily spending by giving them greater control.   The mobile banking platform, intended to ...

Monzo and Starling take bigger steps towards payment integration

24th October 2017

Challenger banks are upping their game as Monzo announces integration with Android Pay, while Starling Bank makes connections in wearable tech.   Monzo has announced today, after a week of dropping ...

Transferwise drops fees for UK customers

23rd October 2017

The money transfer giant has lowered fees for transfers from the UK and cut its minimum fee, making it the cheapest on the market for major routes.   From today, transfer fees to the Eurozone ...

Accounting and business banking fintech raises €750k in seed round

23rd October 2017

UK startup Countingup has raised €750,000 led by Frontline Ventures along with private investors to support sole traders.   Uniting business banking and accounting into a single product, ...

American Express expands commitment to online lending with new SME product

21st October 2017

Business Loans represent the latest effort by American Express to boost access to credit for small businesses through digital solutions.   Offering short-term unsecured loans of up to $50,000, ...

Monzo fee increase heralds a new dawn of digital multi-banking

20th October 2017

Customer demand for fee-free experiences abroad is causing Monzo headaches. Is this the start of a multifaceted digital banking lifestyle?   After Monzo’s announcement on Tuesday of its ...

Pension robo-advice platform takes on climate change with LGIM partnership

18th October 2017

PensionBee has announced a partnership with Legal & General Investment Management to offer an environmentally-friendly pension plan.   As both an online pension provider and manager, the ...

Monzo announces new foreign ATM fees

17th October 2017

The challenger bank has revealed new charges for using ATMs abroad following a month of community consultations, which are due to take effect in December this year.   In mid-September this year, ...

Irish P2P lender LinkedFinance lands €2m in equity fundraise

13th October 2017

Linked Finance, one of Ireland’s leading P2P lending platforms, has raised €2m in equity to power its expansion plans.   The new funding round was led by the company’s original ...

Lendahand and Ethex launch new Sub-Saharan Africa initiative

6th October 2017

Two of Europe’s leading online impact investing platforms have launched a new African initiative, putting solar energy systems in the homes of over 110,00 families.   The socially engaged ...