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Sam Griffiths


Sam is Managing Director at AltFi Data. He has more than 13 years experience in financial markets, working for a number of global investment banks in that time. He is vastly experienced in the use and interpretation of financial data and was an early adopter of peer to peer lending as an investor in a private capacity. Immediately prior to co-founding AltFi Data, Sam spent some time working for a small business, gaining valuable experience and a better understanding of some the challenges that SMEs face. Sam holds a MEng from Oxford University.

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Articles by Sam Griffiths

UK Alternative Finance Back on Song?

6th October 2016

September 2016 was a record month for UK Alternative Finance origination volume, according to the Liberum AltFi Volume Index. Over the past few months we have written extensively about the stagnation in ...

RateSetter Brings Back Expected Loss Rates

9th September 2016

RateSetter has reinstated the expected losses in its portfolio and now gives us two cohort level expected loss figures to digest:   lifetime expected loss at the point that new loans are ...

A Steady Summer for UK Origination Volume

6th September 2016

The month of August showed no signs of a slump for UK alternative finance origination volumes with the Liberum AltFi Volume Index registering £286.9m in originations over the course of the month, ...

July Continental European Volume Roundup - Funding Circle Hits the Pause Button

11th August 2016

The Continental European alternative finance industry posted €46.0m in origination volume for the month of July with the Liberum AltFi Volume Index CE ending the month on €1.54bn. Despite it ...

Slowing Origination makes for Sliding Net Lending

9th August 2016

The month of July saw the UK Alternative finance industry report origination of £292.1m, meaning that the Liberum AltFi Volume Index topped £7.5bn in cumulative lending towards the end of the ...

An update to LARI calculation methodology

8th August 2016

Since the launch of the Liberum AltFi Returns Index in March 2015 we have continually monitored and reviewed the index calculation methodology. The methodology that we adopted remains unique and was designed ...

RateSetter Increases Loss Expectations by 24.4%

21st July 2016

RateSetter has made some major changes to the way that it calculates its Provision Fund coverage metric.   A few weeks ago, we took a look at both RateSetter and Zopa’s contingency funds ...

Continental Europe Sees Strong Q2 Origination - June roundup

17th July 2016

Continental European marketplace lending origination volume for the month of June was €53.4m according to the Liberum AltFi Volume Index. This is just €200k more than was originated in May, however ...

Full year 2016 UK Marketplace Lending Origination projection cut by 14%

7th July 2016

Last month it was the Lending Club debacle, this month it’s Brexit. There is a lot of interest in industry origination volume at the moment. In the month of June, the UK alternative finance industry ...

Digging into Contingency Fund Coverage

30th June 2016

A recent Which? members poll gave 5 stars to RateSetter for “default rates”. Presumably that was because the RateSetter investor experience incorporates the provision fund and, to date, there ...

European Marketplace Lending Volume Roundup – Business lending slows

10th June 2016

Marketplace Origination volumes in Continental Europe saw a slight month on month drop in May with €52.45m of loans originated, down from €56.6m in April. However, the sector still posted an ...

UK Origination Volumes - The Slowdown Continues

6th June 2016

In the wake of the Lending Club debacle, there are a lot of eyes on the UK industry’s origination volume numbers. Any loss of confidence and momentum caused by contagion from across the pond may ...

Funding Circle consideration for Zencap paid for in shares

1st June 2016

According to recent filings, Funding Circle paid for the acquisition of Rocket Internet's 71.4% stake in Zencap with Funding Circle shares. The acquisition of Zencap, which completed in October last ...

April Continental European Volume Roundup - Nothing to See Here!

13th May 2016

Continental European marketplace lending origination volumes hit their highest ever level in April, with the Continental Europe Liberum AltFi Volume Index recording £56.15m of loan origination over ...

Signs of a Slowdown in UK Marketplace Lending Origination

12th May 2016

April saw the UK Liberum AltFi Volume Index, which tracks origination in UK Alternative Finance, move £280.7m higher. This is the third biggest move on record with only March and February 2016 bettering ...

First European Marketplace Lending Securitisation Prices – German Bank buys EIF Guaranteed Senior Tranche

30th April 2016

KLS Diversified have executed the first European marketplace lending securitisation, selling part of the senior tranche to the German development bank, KfW. As AltFi reported a few weeks ago, when ...

First European Marketplace Lending Securitisation Achieves Aa3 Rating

14th April 2016

Reports have surfaced that Deutsche Bank has been mandated to arrange a European marketplace loan securitisation of loans originated by Funding Circle, the UK's largest SME marketplace lending platform. KLS ...

Heroes and Zeroes – UK Alternative Finance Industry Volume Update

8th April 2016

The UK’s Alternative Finance Industry appeared to skip the Easter break with origination volumes in the month of March setting a new high watermark. £342.5m of financing was originated over ...

New European P2P Lending Investor Opens its Doors

22nd March 2016

Fintex Capital, a London-based institutional investor focused on established European P2P marketplaces, has today announced the successful completion of its first investment on a P2P marketplace.   The ...

RateSetter Provision Fund - Update

19th February 2016

Further to our article yesterday and comments from users of the independent forum and other RateSetter lenders, RateSetter have listened to the concerns raised and have just released this statement:   “We ...

RateSetter Provision Fund Revelations Spark Online Debate

18th February 2016

The P2P independent forum, or ‘indy’ as it is affectionately known, is a unique and invaluable resource for investors in UK P2P and marketplace lending. It allows investors to swap ideas, compare ...

Delving into the Cambridge-Nesta Report

18th February 2016

Cambridge University’s Centre for Alternative Finance and Nesta published their annual Alternative Finance Industry Report yesterday. The comprehensive 56 page report gives a great snapshot of the ...

The First ‘Bank’ to Crowdfund

15th February 2016

Mondo, a soon to be launched mobile-first challenger bank, has today announced that it will reserve £1million of its upcoming fundraise for investors through Crowdcube. This makes Mondo the first ...

The Property Pivot

12th February 2016

In 2005, when Peer to Peer lending was conceived, investors would make unsecured loans to consumers. The founding fathers of the industry - Zopa, Lending Club and Prosper - exclusively originated consumer ...

Dry January? - Consumer lenders enjoy record origination

5th February 2016

January was a slower month for UK Alternative Finance origination volumes with the constituent platforms of the Liberum AltFi Volume index reporting just over £255m in origination. This is some way ...

RateSetter hits £1bn!

26th January 2016

Last week RateSetter lent its one billionth pound, becoming the third UK platform to achieve the feat and also the third to do so over the past 5 months. In reaching £1bn, RateSetter also becomes ...

2016 UK Origination Volume Predictions

12th January 2016

At the end of 2014 AltFi Data made a series of predictions about UK Alternative Finance origination volumes in 2015. Our industry origination prediction proved to be surprisingly accurate (£2.85bn ...

UK Alternative Finance in 2015 - Records A Plenty in £2.8bn Year

7th January 2016

The UK’s Alternative Finance Industry had a very productive festive season. December’s origination volume set a new industry record with the Liberum AltFi Volume Index tracking £283.3m ...

P2P Industry Leaders Honoured

31st December 2015

Samir Desai, CEO of Funding Circle, and Giles Andrews, Executive Chairman of Zopa, have been awarded gongs in the UK’s New Year Honours list. This perfectly rounds off a massive year for the UK industry.   Desai ...

Digging into Lending Works’ loan book

8th December 2015

In mid October the P2PFA updated the Operating Principles for its members. One of the major changes was the requirement for P2PFA member platforms to publish their loan books.   Lending Works ...

November UK Volume Roundup - One new entry, four new records and Funding Circle to reach £1bn by Christmas?

4th December 2015

The UK’s Alternative Finance sector originated £265.6m during the month of November. The month saw the UK Liberum AltFi Volume Index top £5bn in cumulative volume. Almost half of that ...

October - A Month of Consolidation. Roundup of UK origination volumes.

6th November 2015

The UK Liberum AltFi Volume Index recorded its second highest origination volume ever in the month of October with £258.6m of financing provided by the platforms within the index. This falls £16.2m ...

AltFi Data at the AltFi Global Summit, NYC

6th November 2015

AltFi Data’s Rupert Taylor gave a keynote at AltFi’s recent Global Summit in New York. This follows on from his LendIt keynote in London a few weeks prior.   The presentation compares ...

AltFi Data at LendIt

22nd October 2015

AltFi Data was honoured to be asked to give a 30 minute main track presentation at LendIt earlier this week. We chose to examine a topical subject – the impact that institutions are having on the ...

A Record Breaking End to a Record Breaking Quarter

20th October 2015

Origination volumes for the Liberum AltFi Volume Index in the month of September were £274.9m. This was a record breaking end to a record breaking quarter that saw £746.4m of finance originated ...

LAFDI market report - Friday 25th September

25th September 2015

Last week wasn’t a good week for equity market returns as concerns over global growth continue to dominate investor’s thoughts. The stocks in the Liberum AltFi Financial Disruptors Index were ...

Fees Fees Fees!

24th September 2015

A few weeks ago the FT carried an article which touched on the importance of transparency around fees in peer to peer lending: “it is vital that investors are informed of the fee”. ...

LAFDI market report - Friday 18th September

18th September 2015

The Liberum AltFi Financial Disrupters Index posted a strong performance last week, closing up 2.73% and outperforming the broader market by just over 100bps.       Weekly ...

MarketInvoice Blasts Past Half a Billion

17th September 2015

MarketInvoice has now facilitated over £500 million in funding for high-growth UK businesses since its launch in 2011, passing the half billion milestone yesterday. According to AltFi Data, £187m ...

The Art of Startup Valuation

16th September 2015

Valuing the equity of a company is not an exact science. There are thousands of highly paid analysts who work at banks, research companies and asset managers whose job it is to value companies. The majority ...

2015 AltFi Volume Breezes Past 2014 Grand Total!

4th September 2015

August saw the UK Alternative Finance industry year to date volume surpass last year’s grand total, with over four months left of the year. Zopa lent its billionth pound and Crowdcube passed the ...

£100 million successfully invested on Crowdcube

4th September 2015

This week Crowdcube became the first UK investment crowdfunding platform to surpass the £100m volume milestone. Since Crowdcube launched in mid 2011 it has helped 285 businesses to successfully raise ...

How terribly Zopa Duper!

18th August 2015

Today Zopa has lent its one billionth pound. In doing so, Zopa, the world’s first P2P lender, also becomes the first UK platform to cross the billion pound landmark. To put this achievement into ...

LAFDI market report - Friday 7th August

7th August 2015

The Liberum Financial Disruptors Index finished the week virtually flat, marginally outperforming the wider market. With several Index constituents reporting second quarter earnings this week, the overall ...

A Record Volume Month For Continental European AltFi Platforms sees 206% year on year Growth!

5th August 2015

The Liberum AltFi Volume Index for Continental Europe hit new highs in terms of monthly origination volume in July with €73.7m in financing provided by the industry. This is a massive 31% more than ...

UK AltFi Sector Originates £ Quarter Billion in Record July

4th August 2015

July was another record month for the UK AltFi sector and for the first time origination surpassed the quarter billion pound mark, coming in at £252.3m. This tally beat the previous record by a whopping ...

LAFDI market report - Friday 31st July

31st July 2015

The Liberum AltFi Disruptors Index registered a slight underperformance against the wider market. However, this was largely due to the performance of just one constituent, Monetise PLC, the embattled payments ...

Digging into MarketInvoice’s Loanbook

30th July 2015

MarketInvoice is open to high net worth investors, sophisticated investors and institutional investors (hedge funds, investment companies, family offices). The minimum initial deposit for new investors ...

Digging into MarketInvoice’s Loanbook

28th July 2015

As part of its ongoing commitment to transparency, MarketInvoice has today published its loanbook on the AltFi Data website. The loanbook will be updated on a monthly basis in a similar fashion to those ...

LAFDI market report - Friday 24th July

24th July 2015

The Liberum AltFi Disruptors Index finished the week virtually flat, outperforming the wider market by just under 1%. Newsflow amongst the constituents was light this week.        Weekly ...

Red Letter Day for European Alternative Finance

16th July 2015

Yesterday saw the European Alternative Finance industry reach two major milestones in cumulative origination volume. The UK Industry crossed the £4bn mark and the industry in the rest of Europe crossed ...

Crowdfunded companies are doing better than average – but why don’t Equity Crowdfunding Platforms tell us this?

3rd July 2015

Investing in the equity of young companies is risky - we all know that. Just read the risk warnings on equity crowdfunding websites and they will tell you as much. According to research by the British ...

UK Volume Roundup - A Steady End to A Massive First Half

2nd July 2015

June UK Alternative Finance origination volumes were slightly down on the record breaking levels seen last month but still comfortably above the £200m mark at £209m. This makes June the third ...

A Caffeine Fuelled Minibond That's Worth a Closer Look

1st July 2015

In this week’s Bondwatch we take a look at Crowdcube’s latest minibond offering, the Grind Bond. Grind is a group of Espresso and Cocktail Bars in London that setup in Shoreditch in 2011. The ...

LAFDI market report - Friday 26th June

26th June 2015

The Liberum AltFi Disruptors Index had a down week with almost a 1% underperformance versus the wider market. This poor performance was led by the UK stocks within the Index that had a noticeably worse ...

Cruising Down the Credit Curve

24th June 2015

Funding Circle has today announced that it is introducing a new risk band at the bottom end of its borrower credit quality spectrum, band E. It will also rename risk band C- to D. This will take the total ...

The Volume Winners and Losers of 2015 thus far...

15th June 2015

At the end of December last year, AltFi Data put together a series of volume predictions for the UK industry in 2015. The predictions were based on the recent growth of each platform and were calculated ...

Slow Days in May for European Origination Volumes

4th June 2015

The Liberum AltFi Volume Index Europe saw origination volumes fall in May with €41.0m of financing arranged, down almost 20% on last month. This is the smallest monthly volume for the Index, which ...

UK Industry powers through £1bn for 2015 - May's volume roundup

3rd June 2015

The year to date origination volume for the Liberum AltFi Volume Index UK breezed through £1bn in the last days of the record breaking month of May. The UK Alternative Finance space continues to ...

Is 'P2P' Lending a thing of the past?

19th May 2015

Looking at the webpages of the three largest members of the P2PFA, an interesting observation can be made. Only two of the three platforms, Zopa and RateSetter now call themsleves peer to peer lenders. ...

Cumulative Volume to more than Double this year! - A Roundup of April's Rest of Europe Volume

8th May 2015

18 platforms from 11 nations across Europe are now represented in the Liberum AltFi Volume Index for Europe excluding the UK. April saw €46.6m of loan origination reported by peer to peer platforms ...

Zopa blows the doors off! - A Roundup of April's UK Volume

5th May 2015

The Easter break did not stop the UK Alternative Finance sector from setting a new record for monthly origination in April. Annual growth rates in the Liberum AltFi Volume Index (UK) remain above ...

Zopa blows the doors off! - A Roundup of April's UK Volume

5th May 2015

The Easter break did not stop the UK Alternative Finance sector from setting a new record for monthly origination in April. Annual growth rates in the Liberum AltFi Volume Index (UK) remain above 100%. ...

Steady as she goes - Institutional investment stable at Funding Circle.

4th May 2015

Institutional involvement in marketplace lending continues to gain traction in 2015.Shepherd Capital and Victory Park Capital have introduced dedicated closed funds and GLI Finance announced ...

Steady as she goes - Institutional investment stable at Funding Circle.

4th May 2015

Institutional involvement in marketplace lending continues to gain traction in 2015. Shepherd Capital and Victory Park Capital have introduced dedicated closed funds and GLI Finance announced their intention ...

How many P2P Investors are there in the UK?

27th April 2015

Here at AltFi Data we feel we keep a good handle on the growth of the UK Alternative Finance industry by tracking lending volumes on a daily basis with our Liberum AltFi Volume Index (see ...

How many P2P Investors are there in the UK?

27th April 2015

Here at AltFi Data we feel we keep a good handle on the growth of the UK Alternative Finance industry by tracking lending volumes on a daily basis with our Liberum AltFi Volume Index (see the chart below). ...

Comparing the Big Three - a dive into the Loan Books of Zopa, Funding Circle and RateSetter

24th April 2015

Here at AltFi Data we were delighted to announce the publication of the loan books ofRateSetter and Zopa at the launch of the Liberum AltFi Returns Index earlier this ...

Comparing the Big Three - a dive into the Loan Books of Zopa, Funding Circle and RateSetter

24th April 2015

Here at AltFi Data we were delighted to announce the publication of the loan books of RateSetter and Zopa at the launch of the Liberum AltFi Returns Index earlier this year. Links to the Loanbooks can ...

2015 year to date UK AltFi volume surpasses entire 2013 volume!

21st April 2015

Everybody knows that the UK Alternative Finance industry is growing quickly but it is good to illustrate exactly how quickly. Last week the UK industry reached another milestone.  2015 year to ...

2015 year to date UK AltFi volume surpasses entire 2013 volume!

21st April 2015

Everybody knows that the UK Alternative Finance industry is growing quickly but it is good to illustrate exactly how quickly. Last week the UK industry reached another milestone.  2015 year to ...

Are European P2P Volumes about to take off?

10th April 2015

Globally, peer to peer and marketplace lending is growing rapidly. AltFi Data tracks origination volume in the UK and also the rest of Europe mapping the growth of the industry and the platforms ...

Are European P2P Volumes about to take off?

10th April 2015

Globally, peer to peer and marketplace lending is growing rapidly. AltFi Data tracks origination volume in the UK and also the rest of Europe mapping the growth of the industry and the platforms that are ...

The Race to the First £1bn

9th April 2015

Which UK Platform will lend the first £1bn? £1 billion in cumulative lending is a symbolic milestone for the individual platforms that make up the UK industry. But which platform will get ...

Which UK Platform will be the first to lend £1bn?

7th April 2015

Which UK Platform will lend the first £1bn? £1 billion in cumulative lending is a symbolic milestone for the individual platforms that make up the UK industry. But which platform will get ...

UK Volume roundup - March 2015

2nd April 2015

March Volumes for the UK Industry were healthy with £197.3m loans originated/equity raised. This was only a tickle below last month’s record breaking performance, proving that last month’s ...

UK Volume roundup - March 2015

2nd April 2015

March Volumes for the UK Industry were healthy with £197.3m loans originated/equity raised. This was only a tickle below last month’s record breaking performance, proving that last month’s ...

Another Month, Another Industry Record Broken

5th March 2015

The big story in the UK Liberum AltFi Volume Index for February was the obliteration of the previous industry monthly volume record by 21% (£35m). Over £200m was originated by UK platforms ...

Another Month, Another Industry Record Broken

5th March 2015

The big story in the UK Liberum AltFi Volume Index for February was the obliteration of the previous industry monthly volume record by 21% (£35m). Over £200m was originated by UK ...

Funding Circle Institutional Investors Reach Cruising Altitude?

11th February 2015

Last October we published an analysis article investigating the deployment of institutional capital on Funding Circle. At the time we promised to keep a close eye on the situation and, true to our word, ...

Funding Circle Institutional Investors Reach Cruising Altitude?

11th February 2015

Last October we published an analysis article investigating the deployment of institutional capital on Funding Circle. At the time we promised to keep a close eye on the situation and, true to our ...

A Year in AltFi 2014 – Infographic

5th February 2015

2014 really was a tipping point for Alternative Finance with plenty of innovation, many new platforms and a massive 141% year on year growth. We’ve gathered together a few numbers and sprinkled a ...

January UK Volume Roundup: Records Fall as Consumer Lenders Lead the Way

3rd February 2015

The first month of 2015 has proven to be a good one in terms of origination volumes for the UK Alternative Finance sector with several industry records being broken.   January’s £159.5m ...

January UK Volume Roundup: Records Fall as Consumer Lenders Lead the Way

3rd February 2015

The first month of 2015 has proven to be a good one in terms of origination volumes for the UK Alternative Finance sector with several industry records being broken.   January’s £159.5m ...

AltFi Down Under - An overview of the activity

9th January 2015

2014 proved to be a big year for the Australian Alternative Finance industry. For much of the year, the only operational marketplace lender was Society One, the platform backed by Westpac’s VC fund, ...

AltFi Down Under - SocietyOne Profile

9th January 2015

AltFi met with Greg Symons, co-founder of SocietyOne, the oldest and largest Australian marketplace lender. The company was founded in May 2011 by Greg Symons and Matt Symons (no relation) and the ...

AltFi Down Under - RateSetter Australia Profile

9th January 2015

AltFi met with Daniel Foggo, CEO, and Ben Milsom, Head of Marketing, at the headquarters of the newly launched RateSetter Australia. When it launched on the 12th November 2014, RateSetter was Australia’s ...

AltFi Down Under - ThinCats Australia Profile

9th January 2015

Sunil Aranha, CEO of ThinCats Australia, has over 25 years of experience in finance and business, all of which equips him well in his latest enterprise – ThinCats Australia, a marketplace lending ...

AltFi Down Under - DirectMoney Profile

9th January 2015

DirectMoney has dubbed its model ‘warehouse lending’ – employing a fund structure to lend money to individuals. David Doust, CEO, explained that it’s not strictly peer-to-peer or ...

AltFi Down Under - LoanRanger Profile

9th January 2015

AltFi caught up with David Brennan, one of the founders of the quirkily named LoanRanger platform. LoanRanger is currently more of a direct lender rather than a marketplace lender. The platform lends the ...

AltFi Down Under - MoneyPlace Profile

9th January 2015

AltFi caught up with Stuart Stoyan, one of the three founders of MoneyPlace, a soon to be launched online lending marketplace (initially borrowers will be individuals but the platform has plans to diversify ...

AltFi Down Under - ProjectCrowd Profile

9th January 2015

ProjectCrowd is a local platform in the prelaunch stage focusing on Real Estate crowdfunding.  The founders, Ben and Matt, have property finance backgrounds and a vision to enable the masses to share ...

2015 UK Volume Predictions

23rd December 2014

For a bit of festive fun, we’ve used the current growth trajectory of the Liberum AltFi Volume Index and its constituents to arrive at some volume predictions for 2015.   Our predictions ...

The Big Four Stretch their Stride

10th December 2014

Market share can be a much more useful measure of performance than other volume measures such as, for example, cumulative volume. Trends in market share often shed light on the competitive dynamics of ...

November UK Volume Roundup: Within a Whisker of a New Industry Record

2nd December 2014

The month of November represented another solid stretch of origination for the UK Alternative Finance market with £149m of loan volume facilitated – putting it within a whisker of the monthly ...

Funding Circle Firing on All Cylinders!

18th November 2014

There has been plenty of debate recently about how the increased deployment of institutional capital in UK marketplace will affect investor returns. Indeed at both the AltFi Global Summit and Lendit Europe ...

Bondora - Legging out of Late Loans in the Secondary Market

14th November 2014

Bondora is a peer-to-peer consumer lending platform based in Estonia with over €26m lent to  almost 12,500 borrowers. Transparency is key to building trust in nascent industries, a factor Bondora ...

New Global Financial Disruptors Equity Index launches in advance of Lending Club’s imminent IPO

3rd November 2014

New global financial disruptors equity index launched in advance of Lending Club’s imminent IPO Liberum and AltFi Data have launched the first equity index tracking the world’s leading financial ...

October's Lending Volume Recap: The Winners and the Losers

3rd November 2014

The month of October saw the UK platforms report lower volumes overall but there were still several individual monthly volume records set. Volumes were down 11.1% on September with the property lending ...

City Investors Join P2P Party

16th October 2014

Historically Peer to Peer lending in the UK has been the preserve of the retail investor. Some would argue that the UK industry has benefited from this - many cite it as one of the reasons that the P2P ...

September Slowdown for Some - A look at last month's UK P2P volumes

1st October 2014

The Liberum AltFi Volume Index paused for breath this month. With originations totaling £156.8m over the course of September, the industry narrowly missed out on setting a third successive record ...

UK Peer-to-Peer Lending Space Surpasses the £2bn Mark

11th September 2014

The Peer-to-Peer lending industry in the UK is now worth over £2 billion – according to figures from AltFi Data.   The P2P Lending segment of the Liberum AltFi Volume Index, which ...

Are you missing out on a 25% better rate of return on Funding Circle?

5th September 2014

In our first two articles analysing the Funding Circle loan book, we explored the factors that influence lenders investment decisions and the factors that influence the loss rates of Funding Circle loans. ...

The Liberum AltFi Index: No Sign of Summer Slip for Alternative Finance Sector

1st September 2014

The Liberum AltFi Volume Index broke the £2 billion mark on the last day of the month, having only reached £1bn in December of last year. Far from seeing a summer lull in activity, the £2bn ...

How to Enhance your Returns on the Funding Circle Marketplace with Active Loan Selection

29th August 2014

Last week we published an article outlining the analysis that AltFi Data has recently carried out on Funding Circle’s loan book. The results of the analysis and the conclusions are very interesting. ...

How do you get the most out of the Funding Circle marketplace?

20th August 2014

Here at AltFi we have spent a good part of the past month playing with the historic Funding Circle loan book.  Given the complete (and unique) transparency that the Funding Circle loan book offers, ...

The Liberum AltFi Index: “Challenger” P2B Platforms Driving Sector Growth

4th August 2014

The month of July saw another record month for the Liberum AltFi Volume Index with a month on month increase of £163m. This record performance was predominantly driven by the peer-to-business space ...

“First £25m” Analysis Highlights Sector’s Coming of Age

9th July 2014

Since its inception in March 2005 the peer to peer sector has sparked significant financial innovation and Zopa’s first pioneering steps have now been followed by numerous other platforms. Whilst ...

The Liberum AltFi Index: Growth Rates Soar Across the Peer-to-Business Space

2nd July 2014

One particularly lively sub-sector of the alternative finance world has stolen the limelight in this month’s statistical breakdown.   All of the top five platforms in terms of month-on-month ...

The Liberum AltFi Index: Growth Rates Rebound

2nd June 2014

After a slight dip in productivity last month, the growth of the Alternative Finance sector has rebounded – humming along to the tune of a 6.94% growth rate .   Here’s a quick ...

Peer-to-Peer Lending shoots past the £1.5 Billion Mark - sector grows 50% in just 5 months!

27th May 2014

The peer-to-peer lending sector in the UK has surged past the £1.5 billion mark, according to the latest figures published by AltFi Data.   The P2P segment of the Liberum AltFi Volume ...

The Liberum AltFi Index: Growth Rates Slow Across the Board

1st May 2014

Chalk it up to an Easter-break lull in activity, but growth rates slowed for the majority of platforms through the month of April.   Alternative Finance’s sector-wide growth rate hasn’t ...