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AltFi Data Analysis



Chart of the Week: Funding Circle's First £2 Billion

20th February 2017 Aloysius Fekete

Chart of the Week W06-2017: Following on the heels of Zopa's first £2 billion, Funding Circle became the first UK P2P business lender to reach the same milestone this past weekend.  Evident ...

P2PGI has delivered good NAV growth versus the index – but is this a fair comparison?

20th February 2017 AltFi Data

  In MW Eaglewood’s most recent quarterly newsletter they compared their NAV performance to the AltFi Data Marketplace Lending Returns Index  – as replicated below.   The ...

UK P2P Business Lending Growth Remains Robust

16th February 2017 Aloysius Fekete

Chart of the Week W07-2017: Further to the recent article on Peer2Peer Finance News "Business appetite for P2P loans has fallen, says NACFB chair” AltFi Data have provided some more detailed ...

AltFi Data Marketplace Lending Returns Seasoning Exposure

10th February 2017 Aloysius Fekete

Chart of the week W06-2017: In this week's chart we compare the seasoning exposure of our industry benchmark with the aggregate seasoning exposure of the combined loanbooks of Funding Circle, ...

Record Month of Originations for Zopa

3rd February 2017 Aloysius Fekete

Chart of the week W05-2017: Following December 2016, a month where Zopa halted new investments and originations retrenched significantly, they came roaring back in January 2017 chalking up an new all time ...

Alternative Finance in 2016: Good Growth in a Tumultuous Year

9th January 2017 Aloysius Fekete

The numbers are in and it's time to tally up the totals for 2016.  For the first time this year we will be reviewing both UK and Euro originations. UK 2016 was characterised by ...

UK P2P Monthly Origination 2016:
44% CAGR

8th January 2017 AltFi Data

Chart of the week W01-2016: Despite a 5 month hiatus P2P lending recovers and clocks a 44% CAGR for the last 3 years. ...

UK P2P Monthly Net Lending Hits New Record in November 2016

19th December 2016 AltFi Data

For the first time in 12 months UK marketplace lending hits a new record and breaches £100 million on a net volume basis (new originations net of repayments).   Data extracted from ...

Marketplace Lending Returns Index: P2P Global Investments outperforms Liberum AltFi Data Returns Index

15th December 2016 AltFi Data

AltFi Data Chart of the Week for 2016-W50 Despite dealing with significant cash drag the P2P Global Investment Fund is outperforming AltFi Data's LARI benchmark.   ...

Monthly P2P Origination Growth: US, UK and Europe

8th December 2016 Aloysius Fekete

Chart of the week for 2016-W49: This week's chart shows the relative growth across different regions in the world.  Not withstanding the very different relative sizes of these ...

Chart of the Week 16-48:
Q4 Poised to Breach £1 billion

28th November 2016 Aloysius Fekete

    This week's chart: P2P origination in the UK is poised to break through £1 billion for the first time at the current run rate.     For more information, ...

Chart of the Week 16-47:
Contingency Fund Evolution

21st November 2016 Aloysius Fekete

  This week's chart: Evolution of contingency fund coverage for Zopa and RateSetter. ​For more information, contact data@altfidata.com ...

Chart of the Week 2016-W46:
Record Volumes Post-Brexit

14th November 2016 Aloysius Fekete

AltFi Data is inaugurating a new series highlighting notable trends and useful analysis derived using AltFi Data Analytics.  This week's chart: total monthly origination by platform for ...

"Where Are They Now" report on crowdfunding released

8th November 2016 Rupert Taylor

Before the age of the internet gave rise to equity crowdfunding, equity in fast-growing young companies was difficult, if not impossible, for most investors to access. The outsized gains available had ...

The numbers behind Zopa’s interest rate cuts

1st November 2016 Ryan Weeks

Interest rates for Zopa lenders are a little lower of late. Here’s why...   Last week saw leading consumer lending platform Zopa drop interest rates across all lender portfolios – ...

UK Alternative Finance Back on Song?

6th October 2016 Sam Griffiths

September 2016 was a record month for UK Alternative Finance origination volume, according to the Liberum AltFi Volume Index. Over the past few months we have written extensively about the stagnation in ...

Continental European Volume Roundup - August 2016

26th September 2016 Aloysius Fekete

August saw a return to the platform lending levels seen in the first half of 2016 in Continental Europe after a slow July with origination volumes bouncing back to €53.8million. This is well over ...

RateSetter Brings Back Expected Loss Rates

9th September 2016 Sam Griffiths

RateSetter has reinstated the expected losses in its portfolio and now gives us two cohort level expected loss figures to digest:   lifetime expected loss at the point that new loans are ...

A Steady Summer for UK Origination Volume

6th September 2016 Sam Griffiths

The month of August showed no signs of a slump for UK alternative finance origination volumes with the Liberum AltFi Volume Index registering £286.9m in originations over the course of the month, ...

July Continental European Volume Roundup - Funding Circle Hits the Pause Button

11th August 2016 Sam Griffiths

The Continental European alternative finance industry posted €46.0m in origination volume for the month of July with the Liberum AltFi Volume Index CE ending the month on €1.54bn. Despite it ...

Slowing Origination makes for Sliding Net Lending

9th August 2016 Sam Griffiths

The month of July saw the UK Alternative finance industry report origination of £292.1m, meaning that the Liberum AltFi Volume Index topped £7.5bn in cumulative lending towards the end of the ...

An update to LARI calculation methodology

8th August 2016 Sam Griffiths

Since the launch of the Liberum AltFi Returns Index in March 2015 we have continually monitored and reviewed the index calculation methodology. The methodology that we adopted remains unique and was designed ...

RateSetter Increases Loss Expectations by 24.4%

21st July 2016 Sam Griffiths

RateSetter has made some major changes to the way that it calculates its Provision Fund coverage metric.   A few weeks ago, we took a look at both RateSetter and Zopa’s contingency funds ...

Continental Europe Sees Strong Q2 Origination - June roundup

17th July 2016 Sam Griffiths

Continental European marketplace lending origination volume for the month of June was €53.4m according to the Liberum AltFi Volume Index. This is just €200k more than was originated in May, however ...

Full year 2016 UK Marketplace Lending Origination projection cut by 14%

7th July 2016 Sam Griffiths

Last month it was the Lending Club debacle, this month it’s Brexit. There is a lot of interest in industry origination volume at the moment. In the month of June, the UK alternative finance industry ...

Digging into Contingency Fund Coverage

30th June 2016 Sam Griffiths

A recent Which? members poll gave 5 stars to RateSetter for “default rates”. Presumably that was because the RateSetter investor experience incorporates the provision fund and, to date, there ...

European Marketplace Lending Volume Roundup – Business lending slows

10th June 2016 Sam Griffiths

Marketplace Origination volumes in Continental Europe saw a slight month on month drop in May with €52.45m of loans originated, down from €56.6m in April. However, the sector still posted an ...

AltFi Data Analytics Arrives - Brings Added Scrutiny to Sector

7th June 2016 Ryan Weeks

AltFi Data Analytics launches today, bringing a set of institution grade analytical tools to the UK’s marketplace lending sector.   The new subscriber-only service is powered by loan-by-loan, ...

UK Origination Volumes - The Slowdown Continues

6th June 2016 Sam Griffiths

In the wake of the Lending Club debacle, there are a lot of eyes on the UK industry’s origination volume numbers. Any loss of confidence and momentum caused by contagion from across the pond may ...

Funding Circle consideration for Zencap paid for in shares

1st June 2016 Sam Griffiths

According to recent filings, Funding Circle paid for the acquisition of Rocket Internet's 71.4% stake in Zencap with Funding Circle shares. The acquisition of Zencap, which completed in October last ...

Equity Crowdfunding arms race continues…UPDATE*

24th May 2016 Rupert Taylor

* = Article updated in the light of some clarifications and with the addition of a quote from Seedrs.    Last week saw the publication of a report from research company Beauhurst.  ...

April Continental European Volume Roundup - Nothing to See Here!

13th May 2016 Sam Griffiths

Continental European marketplace lending origination volumes hit their highest ever level in April, with the Continental Europe Liberum AltFi Volume Index recording £56.15m of loan origination over ...

Signs of a Slowdown in UK Marketplace Lending Origination

12th May 2016 Sam Griffiths

April saw the UK Liberum AltFi Volume Index, which tracks origination in UK Alternative Finance, move £280.7m higher. This is the third biggest move on record with only March and February 2016 bettering ...

Marketplace lending funds represent good value - would a benchmark help to illustrate this?

4th May 2016 Rupert Taylor

Stock markets have undergone a significant change of heart with respect to the value they ascribe to listed marketplace lending funds.  In the months after the float of P2PGI, its shares traded at ...

Continental Europe Volume Roundup - March 2016

12th April 2016 Sukhwinder Shoker

The Liberum AltFi Volume Index (Continental Europe) advanced ahead in March with €53.5m in volume origination across marketplace lending sectors  representing 45% Year-on-Year (YoY) growth. ...

Heroes and Zeroes – UK Alternative Finance Industry Volume Update

8th April 2016 Sam Griffiths

The UK’s Alternative Finance Industry appeared to skip the Easter break with origination volumes in the month of March setting a new high watermark. £342.5m of financing was originated over ...

February UK Volume Origination Roundup – Leap Year Success for UK Alternative Finance

4th March 2016 Sukhwinder Shoker

The Liberum AltFi Volume Index (UK) rebounded in February and established a new record month of origination - £301.8m.   Oct15 Nov15 Dec15 Jan16 Feb16 Liberum ...

Continental Europe Volume Roundup - February 2016

4th March 2016 Sukhwinder Shoker

The Liberum AltFi Volume Index Continental Europe (ex Auxmoney) has hit a new high almost eight months after the previous record month of origination was established in June 2015. €52.4m was financed ...

UK and Continental Europe Volume Origination Growth to Converge?

22nd February 2016 Sukhwinder Shoker

The growth in UK Alternative Finance, largely fueled by booming Peer to Peer and marketplace lending, continues unabated. The Liberum AltFi Volume Index (UK) registered year on year growth of 75.1% in ...

Why can nobody agree on UK Equity Crowdfunding volumes?

18th February 2016 Rupert Taylor

Last week Seedrs made an impressive announcement. It’s worth repeating their exact claim because the wording is important: “As the UK’s No. 1 equity crowdfunding platform, we ...

Delving into the Cambridge-Nesta Report

18th February 2016 Sam Griffiths

Cambridge University’s Centre for Alternative Finance and Nesta published their annual Alternative Finance Industry Report yesterday. The comprehensive 56 page report gives a great snapshot of the ...

The Property Pivot

12th February 2016 Sam Griffiths

In 2005, when Peer to Peer lending was conceived, investors would make unsecured loans to consumers. The founding fathers of the industry - Zopa, Lending Club and Prosper - exclusively originated consumer ...

Dry January? - Consumer lenders enjoy record origination

5th February 2016 Sam Griffiths

January was a slower month for UK Alternative Finance origination volumes with the constituent platforms of the Liberum AltFi Volume index reporting just over £255m in origination. This is some way ...

Continental Europe Volume Roundup - January 2016

5th February 2016 Sukhwinder Shoker

Earlier this month Auxmoney removed the volume counter from their website and told AltFi Data that the reason was a ‘brand refresh’ to give ‘a better angle in ongoing PR work’. ...

RateSetter hits £1bn!

26th January 2016 Sam Griffiths

Last week RateSetter lent its one billionth pound, becoming the third UK platform to achieve the feat and also the third to do so over the past 5 months. In reaching £1bn, RateSetter also becomes ...

2016 UK Origination Volume Predictions

12th January 2016 Sam Griffiths

At the end of 2014 AltFi Data made a series of predictions about UK Alternative Finance origination volumes in 2015. Our industry origination prediction proved to be surprisingly accurate (£2.85bn ...

Growth in Continental European P2P Lending Continues to Gather Pace

11th January 2016 Sukhwinder Shoker

December and European Volume Roundup 2015 New platforms emerging and growing strongly, more established players struggling – 2015 proved to be an exciting year for the industry in continental ...

2016: A Booming P2P Market for Continental Europe?

11th January 2016 Sukhwinder Shoker

The Liberum AltFi Volume Index (Continental Europe) has demonstrated the strong growth being achieved in European marketplace lending delivering YoY growth that exceeded 100% by 2015 year end.  ...

UK Alternative Finance in 2015 - Records A Plenty in £2.8bn Year

7th January 2016 Sam Griffiths

The UK’s Alternative Finance Industry had a very productive festive season. December’s origination volume set a new industry record with the Liberum AltFi Volume Index tracking £283.3m ...

Digging into Lending Works’ loan book

8th December 2015 Sam Griffiths

In mid October the P2PFA updated the Operating Principles for its members. One of the major changes was the requirement for P2PFA member platforms to publish their loan books.   Lending Works ...

November UK Volume Roundup - One new entry, four new records and Funding Circle to reach £1bn by Christmas?

4th December 2015 Sam Griffiths

The UK’s Alternative Finance sector originated £265.6m during the month of November. The month saw the UK Liberum AltFi Volume Index top £5bn in cumulative volume. Almost half of that ...

Continental European Volume Roundup - November 2015

4th December 2015 Sukhwinder Shoker

The Liberum AltFi Volume Index (Continental Europe) recorded its second largest monthly origination total ever last month, adding €67.2m to the cumulative total which currently stands just under €1.3bn. Peer ...

The Real Data on Equity Crowdfunding Performance

19th November 2015 Ryan Weeks

We now have some insight into the state of companies that have to date raised money in the UK through the medium of equity crowdfunding.   The alternative finance industry is famed for its ...

October - A Month of Consolidation. Roundup of UK origination volumes.

6th November 2015 Sam Griffiths

The UK Liberum AltFi Volume Index recorded its second highest origination volume ever in the month of October with £258.6m of financing provided by the platforms within the index. This falls £16.2m ...

Marketplace Business Lending Soars to New Highs - Continental Europe

6th November 2015 Sukhwinder Shoker

The Liberum AltFi Volume Index (Continental Europe) narrowly missed out on setting a new origination volume record month.  A slightly subdued performance from the peer to peer consumer lending segment ...

AltFi Data at the AltFi Global Summit, NYC

6th November 2015 Sam Griffiths

AltFi Data’s Rupert Taylor gave a keynote at AltFi’s recent Global Summit in New York. This follows on from his LendIt keynote in London a few weeks prior.   The presentation compares ...

AltFi Data at LendIt

22nd October 2015 Sam Griffiths

AltFi Data was honoured to be asked to give a 30 minute main track presentation at LendIt earlier this week. We chose to examine a topical subject – the impact that institutions are having on the ...

A Record Breaking End to a Record Breaking Quarter

20th October 2015 Sam Griffiths

Origination volumes for the Liberum AltFi Volume Index in the month of September were £274.9m. This was a record breaking end to a record breaking quarter that saw £746.4m of finance originated ...

September Bounce Back for Continental European AltFi Platforms

5th October 2015 Sukhwinder Shoker

The Liberum AltFi Volume Index (Continental Europe) bounced back in September recording 156% Year-on-Year (YoY) growth. Auxmoney is always a significant contributor to the monthly volume index having recorded ...

Fees Fees Fees!

24th September 2015 Sam Griffiths

A few weeks ago the FT carried an article which touched on the importance of transparency around fees in peer to peer lending: “it is vital that investors are informed of the fee”. ...

Continental Europe Volume Roundup - A Slow but Steady August!

4th September 2015 Sukhwinder Shoker

On the back of three consecutive months of strong growth and an industry record-breaking month in July (€61m), the rate of growth of the Liberum AltFi Volume Index Continental Europe declined in August ...

2015 AltFi Volume Breezes Past 2014 Grand Total!

4th September 2015 Sam Griffiths

August saw the UK Alternative Finance industry year to date volume surpass last year’s grand total, with over four months left of the year. Zopa lent its billionth pound and Crowdcube passed the ...

How terribly Zopa Duper!

18th August 2015 Sam Griffiths

Today Zopa has lent its one billionth pound. In doing so, Zopa, the world’s first P2P lender, also becomes the first UK platform to cross the billion pound landmark. To put this achievement into ...

What are the Institutions up to Now?

14th August 2015 Sukhwinder Shoker

Could it be that increased institutional activity that holds the answer to Zopa’s record breaking origination volumes over the past few months?   It’s been a while since our last ...

A Record Volume Month For Continental European AltFi Platforms sees 206% year on year Growth!

5th August 2015 Sam Griffiths

The Liberum AltFi Volume Index for Continental Europe hit new highs in terms of monthly origination volume in July with €73.7m in financing provided by the industry. This is a massive 31% more than ...

UK AltFi Sector Originates £ Quarter Billion in Record July

4th August 2015 Sam Griffiths

July was another record month for the UK AltFi sector and for the first time origination surpassed the quarter billion pound mark, coming in at £252.3m. This tally beat the previous record by a whopping ...

Digging into MarketInvoice’s Loanbook

28th July 2015 Sam Griffiths

As part of its ongoing commitment to transparency, MarketInvoice has today published its loanbook on the AltFi Data website. The loanbook will be updated on a monthly basis in a similar fashion to those ...

Red Letter Day for European Alternative Finance

16th July 2015 Sam Griffiths

Yesterday saw the European Alternative Finance industry reach two major milestones in cumulative origination volume. The UK Industry crossed the £4bn mark and the industry in the rest of Europe crossed ...

Crowdfunded companies are doing better than average – but why don’t Equity Crowdfunding Platforms tell us this?

3rd July 2015 Sam Griffiths

Investing in the equity of young companies is risky - we all know that. Just read the risk warnings on equity crowdfunding websites and they will tell you as much. According to research by the British ...

UK Volume Roundup - A Steady End to A Massive First Half

2nd July 2015 Sam Griffiths

June UK Alternative Finance origination volumes were slightly down on the record breaking levels seen last month but still comfortably above the £200m mark at £209m. This makes June the third ...

Peer to Peer Business Shifts Gear in Europe!

1st July 2015 Sukhwinder Shoker

The Liberum AltFi Volume Index Europe rebounded in June from a previous decline in monthly volumes in May.  With €54.3m in financing, the industry saw a 30.4% month on month increase in ...

The Volume Winners and Losers of 2015 thus far...

15th June 2015 Sam Griffiths

At the end of December last year, AltFi Data put together a series of volume predictions for the UK industry in 2015. The predictions were based on the recent growth of each platform and were calculated ...

Comparing the Big Three – What effect is institutional involvement having on Gross Lending rates?

4th June 2015 Rupert Taylor

Our recent article ‘a dive into the Loan Books of Zopa, Funding Circle and RateSetter’ highlighted that one of the factors affecting the changing nature of the loan books of the big three has ...

Slow Days in May for European Origination Volumes

4th June 2015 Sam Griffiths

The Liberum AltFi Volume Index Europe saw origination volumes fall in May with €41.0m of financing arranged, down almost 20% on last month. This is the smallest monthly volume for the Index, which ...

UK Industry powers through £1bn for 2015 - May's volume roundup

3rd June 2015 Sam Griffiths

The year to date origination volume for the Liberum AltFi Volume Index UK breezed through £1bn in the last days of the record breaking month of May. The UK Alternative Finance space continues to ...

Is 'P2P' Lending a thing of the past?

19th May 2015 Sam Griffiths

Looking at the webpages of the three largest members of the P2PFA, an interesting observation can be made. Only two of the three platforms, Zopa and RateSetter now call themsleves peer to peer lenders. ...

Cumulative Volume to more than Double this year! - A Roundup of April's Rest of Europe Volume

8th May 2015 Sam Griffiths

18 platforms from 11 nations across Europe are now represented in the Liberum AltFi Volume Index for Europe excluding the UK. April saw €46.6m of loan origination reported by peer to peer platforms ...

Zopa blows the doors off! - A Roundup of April's UK Volume

5th May 2015 Sam Griffiths

The Easter break did not stop the UK Alternative Finance sector from setting a new record for monthly origination in April. Annual growth rates in the Liberum AltFi Volume Index (UK) remain above 100%. ...

Steady as she goes - Institutional investment stable at Funding Circle.

4th May 2015 Sam Griffiths

Institutional involvement in marketplace lending continues to gain traction in 2015. Shepherd Capital and Victory Park Capital have introduced dedicated closed funds and GLI Finance announced their intention ...

How many P2P Investors are there in the UK?

27th April 2015 Sam Griffiths

Here at AltFi Data we feel we keep a good handle on the growth of the UK Alternative Finance industry by tracking lending volumes on a daily basis with our Liberum AltFi Volume Index (see the chart below). ...

Comparing the Big Three - a dive into the Loan Books of Zopa, Funding Circle and RateSetter

24th April 2015 Sam Griffiths

Here at AltFi Data we were delighted to announce the publication of the loan books of RateSetter and Zopa at the launch of the Liberum AltFi Returns Index earlier this year. Links to the Loanbooks can ...

2015 year to date UK AltFi volume surpasses entire 2013 volume!

21st April 2015 Sam Griffiths

Everybody knows that the UK Alternative Finance industry is growing quickly but it is good to illustrate exactly how quickly. Last week the UK industry reached another milestone.  2015 year to ...

Are European P2P Volumes about to take off?

10th April 2015 Sam Griffiths

Globally, peer to peer and marketplace lending is growing rapidly. AltFi Data tracks origination volume in the UK and also the rest of Europe mapping the growth of the industry and the platforms that are ...

The Race to the First £1bn

9th April 2015 Sam Griffiths

Which UK Platform will lend the first £1bn? £1 billion in cumulative lending is a symbolic milestone for the individual platforms that make up the UK industry. But which platform will get ...

UK Volume roundup - March 2015

2nd April 2015 Sam Griffiths

March Volumes for the UK Industry were healthy with £197.3m loans originated/equity raised. This was only a tickle below last month’s record breaking performance, proving that last month’s ...

Analysing P2P Industry Returns - What are the Correct Comparables? And a note on Volatility…

25th March 2015 Rupert Taylor

Here at AltFi Data we have been extremely excited to launch the first comprehensive industry returns index – the Liberum AltFi Returns Index or LARI.  Inevitably, now that investors ...

Another Month, Another Industry Record Broken

5th March 2015 Sam Griffiths

The big story in the UK Liberum AltFi Volume Index for February was the obliteration of the previous industry monthly volume record by 21% (£35m). Over £200m was originated by UK platforms ...

Funding Circle Institutional Investors Reach Cruising Altitude?

11th February 2015 Sam Griffiths

Last October we published an analysis article investigating the deployment of institutional capital on Funding Circle. At the time we promised to keep a close eye on the situation and, true to our word, ...

A Year in AltFi 2014 – Infographic

5th February 2015 Sam Griffiths

2014 really was a tipping point for Alternative Finance with plenty of innovation, many new platforms and a massive 141% year on year growth. We’ve gathered together a few numbers and sprinkled a ...

January UK Volume Roundup: Records Fall as Consumer Lenders Lead the Way

3rd February 2015 Sam Griffiths

The first month of 2015 has proven to be a good one in terms of origination volumes for the UK Alternative Finance sector with several industry records being broken.   January’s £159.5m ...

2015 UK Volume Predictions

23rd December 2014 Sam Griffiths

For a bit of festive fun, we’ve used the current growth trajectory of the Liberum AltFi Volume Index and its constituents to arrive at some volume predictions for 2015.   Our predictions ...

Cumulative Funding Since Launch for Major UK Alternative Finance Platforms

22nd December 2014

The AltFi Data team has put together a festive treat!   The graphic below represents a visualization of the cumulative funding totals of the UK’s top alternative finance providers. The ...

The Big Four Stretch their Stride

10th December 2014 Sam Griffiths

Market share can be a much more useful measure of performance than other volume measures such as, for example, cumulative volume. Trends in market share often shed light on the competitive dynamics of ...

November UK Volume Roundup: Within a Whisker of a New Industry Record

2nd December 2014 Sam Griffiths

The month of November represented another solid stretch of origination for the UK Alternative Finance market with £149m of loan volume facilitated – putting it within a whisker of the monthly ...

Funding Circle Firing on All Cylinders!

18th November 2014 Sam Griffiths

There has been plenty of debate recently about how the increased deployment of institutional capital in UK marketplace will affect investor returns. Indeed at both the AltFi Global Summit and Lendit Europe ...

Zopa opens up its Loan Book for analysis

17th November 2014

Peer-to-peer lending pioneer, Zopa, has announced today that it has made available its full loan book in a partnership with AltFi Data. By opening its loan book in full this will allow full transparency ...

Bondora - Legging out of Late Loans in the Secondary Market

14th November 2014 Sam Griffiths

Bondora is a peer-to-peer consumer lending platform based in Estonia with over €26m lent to  almost 12,500 borrowers. Transparency is key to building trust in nascent industries, a factor Bondora ...

New Global Financial Disruptors Equity Index launches in advance of Lending Club’s imminent IPO

3rd November 2014 Sam Griffiths

New global financial disruptors equity index launched in advance of Lending Club’s imminent IPO Liberum and AltFi Data have launched the first equity index tracking the world’s leading financial ...

October's Lending Volume Recap: The Winners and the Losers

3rd November 2014 Sam Griffiths

The month of October saw the UK platforms report lower volumes overall but there were still several individual monthly volume records set. Volumes were down 11.1% on September with the property lending ...

City Investors Join P2P Party

16th October 2014 Sam Griffiths

Historically Peer to Peer lending in the UK has been the preserve of the retail investor. Some would argue that the UK industry has benefited from this - many cite it as one of the reasons that the P2P ...

September Slowdown for Some - A look at last month's UK P2P volumes

1st October 2014 Sam Griffiths

The Liberum AltFi Volume Index paused for breath this month. With originations totaling £156.8m over the course of September, the industry narrowly missed out on setting a third successive record ...

UK Peer-to-Peer Lending Space Surpasses the £2bn Mark

11th September 2014 Sam Griffiths

The Peer-to-Peer lending industry in the UK is now worth over £2 billion – according to figures from AltFi Data.   The P2P Lending segment of the Liberum AltFi Volume Index, which ...

Are you missing out on a 25% better rate of return on Funding Circle?

5th September 2014 Sam Griffiths

In our first two articles analysing the Funding Circle loan book, we explored the factors that influence lenders investment decisions and the factors that influence the loss rates of Funding Circle loans. ...

The Liberum AltFi Index: No Sign of Summer Slip for Alternative Finance Sector

1st September 2014 Sam Griffiths

The Liberum AltFi Volume Index broke the £2 billion mark on the last day of the month, having only reached £1bn in December of last year. Far from seeing a summer lull in activity, the £2bn ...

How to Enhance your Returns on the Funding Circle Marketplace with Active Loan Selection

29th August 2014 Sam Griffiths

Last week we published an article outlining the analysis that AltFi Data has recently carried out on Funding Circle’s loan book. The results of the analysis and the conclusions are very interesting. ...

How do you get the most out of the Funding Circle marketplace?

20th August 2014 Sam Griffiths

Here at AltFi we have spent a good part of the past month playing with the historic Funding Circle loan book.  Given the complete (and unique) transparency that the Funding Circle loan book offers, ...

The Liberum AltFi Index: “Challenger” P2B Platforms Driving Sector Growth

4th August 2014 Sam Griffiths

The month of July saw another record month for the Liberum AltFi Volume Index with a month on month increase of £163m. This record performance was predominantly driven by the peer-to-business space ...

“First £25m” Analysis Highlights Sector’s Coming of Age

9th July 2014 Sam Griffiths

Since its inception in March 2005 the peer to peer sector has sparked significant financial innovation and Zopa’s first pioneering steps have now been followed by numerous other platforms. Whilst ...

The Liberum AltFi Index: Growth Rates Soar Across the Peer-to-Business Space

2nd July 2014 Sam Griffiths

One particularly lively sub-sector of the alternative finance world has stolen the limelight in this month’s statistical breakdown.   All of the top five platforms in terms of month-on-month ...

The Liberum AltFi Index: Growth Rates Rebound

2nd June 2014 Sam Griffiths

After a slight dip in productivity last month, the growth of the Alternative Finance sector has rebounded – humming along to the tune of a 6.94% growth rate .   Here’s a quick ...

Peer-to-Peer Lending shoots past the £1.5 Billion Mark - sector grows 50% in just 5 months!

27th May 2014 Sam Griffiths

The peer-to-peer lending sector in the UK has surged past the £1.5 billion mark, according to the latest figures published by AltFi Data.   The P2P segment of the Liberum AltFi Volume ...

The Liberum AltFi Index: Growth Rates Slow Across the Board

1st May 2014 Sam Griffiths

Chalk it up to an Easter-break lull in activity, but growth rates slowed for the majority of platforms through the month of April.   Alternative Finance’s sector-wide growth rate hasn’t ...

The Liberum AltFi Index: Record Growth Rates for Wellesley & Co.

4th April 2014 Ryan Weeks

In the wake of what has been a monumental month for Alternative Finance, the Liberum AltFi Index returns with your statistical snapshot of the industry. What are the big numbers showing?   Is ...

The Liberum AltFi Index: A New Form of AltFinance Emerges

5th March 2014 Ryan Weeks

The latest edition of the Liberum AltFi Index has landed! The month of February has been one of sustained growth for the industry. New combatants continue to pile into our index, and we’re seeing ...

The Liberum AltFi Index: LendInvest Experience Growth Surge as Industry Growth Rate Climbs

5th February 2014 Ryan Weeks

  The Liberum AltFi Index is back with three major takeaways:   Industry growth rate continues to climb. New entrants into the index are a big part of industry-wide growth.  ...

The Liberum AltFi Index: Alternative Finance Sector Smashes £1 Billion Barrier

13th January 2014 Ryan Weeks

The altfi sector in the UK has finally pushed past the £1 billion milestone!   Exclusive research from The Liberum AltFi Index reveals today that the UK Alternative Finance ...

AltFinance sector hits £936m in total transactions but growth rates slow down across the board

4th December 2013 Ryan Weeks

The latest market stats for the sector by AltFinanceNews indicate that the 9 major platforms (including crowdfunding outfit Crowdcube) have hit total transactions of £936m, with an overall recorded ...