ALTFI AUSTRALASIA SUMMIT 2017
HOSTED AT DOLTONE HOUSE, SYDNEY
MONDAY, 27TH FEBRUARY 2017
Shayne Elliott is Chief Executive Oficer of Australia and New Zealand Banking Group Limited (ANZ).
Mr Elliott joined ANZ as CEO Institutional in June 2009 and in 2012 was appointed Chief Financial Oficer. In this role he was responsible for all aspects of Finance as well as Group Strategy, Legal, Treasury, Investor Relations and Mergers and Acquisitions.
Mr Elliott has more than 30 years’ experience in international banking including in Australia, New Zealand, USA, UK, Asia Pacific and the Middle East.
Prior to ANZ, Mr Elliott held senior executive roles at EFG Hermes primarily as Chief Operating O cer covering Technology, Risk, Marketing, Operations and HR.
Mr Elliott was previously with Citigroup for 20 years where he held various senior positions across geographies and business sectors including CEO Global Transaction Services Asia Pacific, Country Head Australia/New Zealand and Country Head Egypt.
Shayne holds a Bachelor of Commerce, Management Studies and Finance from the University of Auckland, New Zealand.
James Hobson has served as OnDeck’s Chief Operating Officer since June 2012 and as Senior Vice President, Strategic Partnerships and Platform Solutions from July 2011 to June 2012. Prior to joining OnDeck, Mr. Hobson was with Iqor, Inc., a global business process outsourcing company, from November 2008 to July 2011, where he served in various executive positions, most recently as Senior Vice President, Technology Operations. Mr. Hobson holds a B.A. in Economics from Hamilton College and an M.B.A. with high distinction from Harvard Business School.
Dr John Hewson
Professor Crawford School of Public Policy
Dr John Hewson is one of Australia's most experienced economists, financial experts and company directors. He is also a former politician and was Leader of the Liberal Party and Leader of the Opposition from 1990 to 1994.
Since leaving politics Dr Hewson has forged a very successful career in investment banking and at the elite levels of business.
Dr Hewson is a member of the Advisory Council for ABN AMRO Australia and Chairman of The John Hewson Group Pty Limited, Global Renewables Limited, Universal Bus Company Pty Ltd (UBC), Strategic Capital Management Limited and Belle Property Pty Ltd. He is also a director of Macquarie Graduate School of Management and other public and private companies.
With this background, John Hewson offers audiences around the world a unique view of politics, economics and business.
As President of Prosper Marketplace, Ron is responsible for developing and executing the business development strategy to attract borrowers to the site, as well as ensure a balance between institutional and retail investors on the Prosper platform. He brings more than 20 years experience in sales, marketing and business development across the hedge fund, broker dealer and registered investment advisor industries.
Before joining Prosper, Ron was Managing Director at Wells Fargo Securities.
Prior to Wells Fargo, Ron served as the Head of Global Sales and Marketing and Senior Partner for Merlin Securities. Ron also served as President of Spectrum Global Fund Administration, and spent 14 years at Bear Stearns where he served as Senior Managing Director and Manager of Global Clearing Sales.
Ron earned a B.A. in Economics from the University of California, Berkeley
Daniel established RateSetter in Australia in 2012 and led RateSetter's engagement with ASIC to make P2P lending available to retail investors in Australia.
Daniel has overseen the rapid expansion of RateSetter in Australia, including the introduction of Carsales as a key shareholder, opening up the opportunity for P2P lending to play a meaningful role in the automotive finance market.
Prior to leading RateSetter in Australia, Daniel was a director of the investment banking division of Barclays Capital and advised on mergers and acquisitions at NM Rothschild in Europe.
John Price commenced as an ASIC Commissioner on 21 March 2012.
He has over 15 years regulatory experience in a variety of regulatory roles at ASIC relating to policy making, fundraising, mergers and acquisitions, financial services and products, licensing, insolvency and financial reporting and audit.
John was previously a member of CAMAC, an advisory body to Government on corporate and markets issues and also the Financial Reporting Council, a body providing broad oversight of various accounting and audit-related issues in Australia.
John is a current member of the Council of Financial Regulators, the coordinating body for Australia's main financial regulatory agencies.
Prior to joining ASIC, John worked in the Gold Coast and Brisbane offices of Corrs Chambers Westgarth, a national law firm.
Founder and Joint CEO
Neil Roberts is the Founder and Joint CEO of Harmoney, Australasia’s largest peer-to-peer (P2P) lending platform and the first company to receive a P2P lending licence in New Zealand. In only two years Harmoney has facilitated $300 million in lending via its marketplace. Educated in Wales, Neil is a financial services business leader with an impressive record of growing businesses.
He launched Pacific Retail Finance Direct in 2001, achieving $100 million in profit over five years. Ultimately heading the business as GM, Neil was responsible for over 400 staff and a balance sheet of $750m in assets. He then joined financial solutions business FlexiGroup, as Head of Sales and Business Development. In the role he led a team of more than 80 with $30m profit and $200 million sales responsibility, driving development and delivering double digit revenue growth.
Neil has a passion for digital disruption and the use of tech to drive frictionless customer experience. In creating Harmoney, he brought back together a core team of people that had been led by him before. He is regarded as an industry leader for peer-to-peer in Australasia.
Paul, a CERTIFIED FINANCIAL PLANNER professional and senior fellow of FINSIA, did his BA at the University of NSW in the mid-1970s and started as an investment researcher in 1980. In 1983, along with three partners, Paul founded ipac securities in a one-room serviced office with a capital contribution of $20,000. Today ipac manages over $12 billion of funds on behalf of investors. While Paul and his partners sold the business in 2002 to AXA Australia, which in turn was merged with AMP, he remains an ipac director.
Paul hosted Channel 9’s top rating ‘Money’ program from 1993 to 2002 and still appears regularly on Channel 9 providing personal finance commentary. His ‘Talking Money’ tips run daily on over 30 radio stations nationwide, and he is chairman of, and chief commentator for, Money magazine. His books, all 21 of them including various editions, have sold over 750,000 copies, a rare achievement for an Australian non-fiction author.
Paul was appointed vice president of the Financial Planning Association in 1992, and its president in 1993. In 2003 the federal government appointed him chairman of the Consumer and Financial Literacy Taskforce, which in 2008 evolved into the Australian Government Financial Literacy Board, of which Paul remains chairman. Its straightforward brief, about which Paul is passionate, is to improve the financial skills of Australians.
Paul is chairman of RADD (Recording Artists, Actors and Athletes Against Drink Driving), a council member of Philanthropy Australia and a member of the Advisory Board for the Sydney University Medical Faculty.
Amy Ciolek is a Senior Associate in Financial Services Regulation and Compliance law, with clients ranging from major banks, foreign financial service businesses, and fintech. Amy assists financial services clients with local and cross border privacy legislation, AML CTF, regulatory aspects of digital transformation and product design, and traditional legal compliance. Prior to joining private practise, Amy had extensive experience in tech innovation across large organisations.
Co-Founder & Head of Platform
Ritchie Cotton is Co-Founder and Head of Platform at early stage fintech company Valiant Finance, an online business loan marketplace that connects small businesses to their best funding options from over 40 different lenders.
Prior to dedicating himself full time to Valiant, Ritchie was a hobby developer that spent time as an Investment Banking Analyst with Credit Suisse in the Technology, Media & Telecommunications team.
Valiant Finance matches small businesses with the best business loan for their needs by vetting bank and alternative online lenders through its broking platform. The platform enables SMEs to easily compare business loan rates, terms and fees with the support of credit specialists, ensuring better access to working capital for a market segment under-served by the big banks.
Founder, President & Chief Executive Officer
David is a proven entrepreneur and a “founding father” of the alternative financing industry to SMEs which he was one of the original entrants by starting AmeriMerchant in the United States in 2002 (which was later rebranded to Capify). David created a network of alternative finance companies that were among the first in their industry to operate in their respective countries (United States, United Kingdom, and Australia).
At the beginning of 2017, Capify successfully exited its United States business to a competitor in order to focus on its Australia and UK businesses. Founded in 2008, Capify Australia was one of the first alternative SME lenders in Australia.
David is a global small business alternative lending industry expert with over 15 years experience who has been featured in numerous media outlets including Bloomberg TV, Sydney Morning Herald, The Australian Financial Review, MSNBC, Fox Business, the New York Times, Wall Street Journal, and Business Week, amongst others.
David is also one of the primary founders and was the former President of the Small Business Finance Association (SBFA), formerly known as the North American Merchant Advance Association (NAMAA), a non-profit trade association for the US-based business alternative financing industry.
Prior to founding Capify, David was a co-founder of an Internet development company in the mid-90s, that he successfully built from 3 to 50 employees and which he sold to a multi-billion dollar publicly traded telecommunications company.
Jon Barlow is the founder and former CEO of Eaglewood Capital Management, a leading asset management firm that specializes in online and marketplace lending investment strategies. In 2014 Mr. Barlow led the sale of Eaglewood Capital to an affiliate of Marshall Wace LLP (MW Eaglewood), a London based alternative asset manager. He served as MW Eaglewood’s global CEO, overseeing its New York and London business units, and as a member of its board of directors until his departure in 2015. During his tenure at Eaglewood, Mr. Barlow assisted with the successful initial public offering of P2P Global Investments (ticker “P2P”), the world’s first publicly traded peer-to-peer debt investment vehicle, on the London Stock Exchange. He also accepted several industry awards on the firm’s behalf, including the “Lendit Innovator of the Year Award” for completing the first ever securitization of peer-to-peer loans. Mr. Barlow has been regularly quoted in several leading publications, including the Wall Street Journal, the New York Times, and the Financial Times. Prior to founding Eaglewood Capital, Mr. Barlow worked for Weiss Multi-Strategy Advisers, a New York-based asset manager, and Lehman Brothers, where he worked as a Portfolio Manager and Vice President within proprietary trading. He started his career in Equity Research at J.P. Morgan. Mr. Barlow graduated with a B.S. in Accounting, cum laude, from Brigham Young University and is a CFA charter holder. He lives with his wife and four children in Westchester County, New York, where he is actively involved in various non-profit organizations.
Co-Founder and COO
Greg Symons is the co-founder of SocietyOne and founder of ClearmatchTM. A driven lifetime entrepreneur, Greg has been highly focused in business start-ups in the financial technology space. Greg’s specialty is in developing web-based, industrial grade financial banking and origination systems. With ClearmatchTM, he continues to pioneer disruptive and globally relevant P2P investment and lending platform models for both consumers and institutions. Prior to moving to Sydney and then co-founding SocietyOne in 2011, Greg was based in New Zealand where he and his technology team developed the first online retail lending system in the country in 2000. Greg continued to evolve the platform into a comprehensive banking solution when it was licensed to a number of banks and finance companies in South Africa, The Netherlands, New Zealand and Australia. ClearmatchTM is now a unique SAAS-based direct investment/borrow market ecosystem solution that powers SocietyOne and other finance market companies. Greg is married to Claire and has three children.
Head of Product, Small Business Lending
Rebecca Licciardi is the Head of Product, Small Business Lending at NAB and is the product owner of the recently launched ‘NAB QuickBiz Loan’, a fully digitised online business loan application, the first of its kind in the market by a major Australian bank.
Rebecca has more than 20 years’ experience in the finance industry across three major banks in roles largely associated with the SME segment, including frontline distribution and credit risk. In January 2015 she returned to NAB following a brief stint with a global software and data company, which provided an opportunity to apply her vast knowledge of small business customers to deliver innovative business lending solutions.
Rebecca holds a Bachelor of Business, Banking & Finance from Monash University and will be commencing a Senior Executive MBA with Melbourne Business School in May this year.
CEO and Founder
Initially Leo worked as a lawyer focusing on securitisation and securities law in Baker McKenzie Aoki in Japan in 1998, and a foreign bank in Tokyo.
In 2001 he worked for Rams Home Loans as a securitization manager, then National Australia Bank. He was jointly responsible for RMBS origination; he has originated and arranged approximately A$11B of transactions and close A$5B of conduit funding transactions,
In 2006, as Head of Securitization for UniCredit Bank AG, he completed 3 RMBS transactions in Australia.
In 2009, as Head of Capital Markets Asia, he managed a group in Japan, Hong Kong and Australia involved in project finance, equity, covered bonds and securitization transactions. His landmark deal for 2011 was the Prada IPO where UniCredit was the joint lead arranger and book runner.
After returning to Australia in January 2012, Leo established Tyndall Capital, and was mandated by a number of public companies to establish funding solutions in the capital markets. In December 2014, he launched Marketlend, a marketplace (P2P) lender with a focus on offering trade credit, invoice financing and inventory financing.
As of 12 January 2017, Marketlend has approx. 1228 investors, and has settled 283 large trade credit funding solutions. Marketlend secured insurance protection for majority of its offerings. Marketlend also has a loss provision fund, and its own loss investment of at least 1% in each exposure to further support its products.
Leo Tyndall has a LLB(Hons) from Bond University, and Diploma of Finance. He is also a practicing barrister and nationally accredited mediator.
Founder and Managing Director
Jack Quigley is the Founder and Managing Director of Australia’s leading Real Estate Alternative finance platform, CrowdfundUP. CrowdfundUP provides Alternative debt and equity financing solutions for commercial real estate projects. Over the past 12 months, CrowdfundUP has seen a dramatic rise in the number of bridging loans being facilitated on its platform as traditional banks have pulled back on their lending criteria.
Jack has played an influential role in shaping the Australian crowdfunding and alternative finance industry and regulatory requirements and has been at the forefront of discussions with the Australian Government championing the benefits of innovation in the Australian economy.
Jack has become a leader in the Alternative finance industry, regularly speaking at events and conferences across the country, representing the industry as a Director of the Australian FinTech Association and educating people on the future of disruptive and innovative technology.
John Henderson is a Partner at Airtree Ventures where he focuses on early stage software investments and currently serves on the boards of Glam Corner, Hyper Anna and The Right Fit. John recently relocated to Sydney from London-based White Star Capital which invested in Dollar Shave Club, Science Inc, Betaworks, Freshly, KeyMe, Bloglovin’, Aire and others. Prior to White Star, John was the COO of Summly, a machine learning summarisation company which was acquired by Yahoo. John also co-founded London.ai which has become Europe’s leading event for AI practitioners.
John has also held roles at The Boston Consulting Group and Allens Arthur Robinson, having started his career founding Bush Campus, a startup whose failure taught him more than the rest of his experiences combined. He holds Bachelor degrees in Chemistry and Law from the University of Sydney and an MBA from London Business School.
James Eyers writes on Banking & Finance specialising in Financial Services, Investment Banking, Opinion. Based in our Sydney newsroom, James is a former Legal Affairs and Capital editor for the Financial Review.
Graham was an early pioneer in FinTech when in 2003 he invented the concept of Exchange Traded Commodities which today have more than $100bn in assets globally. The first product he launched was GOLD, listed on the Australian Stock Exchange and he soon expanded the concept to the world’s major exchanges. In the process he founded ETF Securities Ltd, of which he remains CEO and Chairman. The company is acknowledged as the leader in Europe in ETCs with over $20bn in assets. Prior to that founded a corporate advisory firm specialising in resources and before that he worked in investment banking and as an economist. He holds a Bachelor of Economics (Honours) and a Bachelor of Laws from ANU.
Co-Head Corporate Strategy
Richard commenced his career with one of Australia’s leading asset managers, and has over 25 years experience in advisory and operational roles (including operating roles in asset management, banking, insurance and financial services distribution/brokerage).
Within the asset management industry Richard has held roles in distribution, fund manager selection, product management, product development, platform development and corporate finance.
Richard moved to Asia in 2002 with the Commonwealth Bank of Australia (‘CBA’), and subsequently held country and regional operational, strategy and corporate finance roles with CBA, as financial services executive-in-residence at Baring Private Equity Asia, and as regional financial services lead advisory head and Partner at EY.
Richard has a B.A (University of Melbourne) and M.Bus (Mktg) (Monash Business School), and has been based in London, Melbourne, Sydney, Shanghai, Tokyo and Beijing.
Senior Vice President International
Rob Young is the Senior Vice President of International at OnDeck where he oversees all aspects of the company’s expansion to markets outside of the United States, including Canada and Australia. Prior to joining OnDeck, Rob was VP of Corporate Development & New Ventures at Wonga.com, a pioneer online consumer lender based in the UK, where he helped to scale the company to over $300M in annual revenues across a number of international markets. With an extensive background in technology and finance, Rob’s previous roles include leading the European operations of Orix Ventures, a venture finance and lending subsidiary of ORIX Corp (NYSE: IX), and serving as Chief Financial Officer at Balderton Capital, one of Europe’s most renowned early-stage technology venture capital firms. Rob holds a Bachelor in Business Administration and a Masters in Computer Science from the Queen’s University of Belfast.
CEO & Founder
Ex BCG partner, Multiple experiences in financial industry start-ups in insurance, asset management and lending. Over 20 years of international experience developing profitable growth strategies, driving operational performance improvement, leading post-merger integrations, and building new capabilities and ventures for Fortune 500 companies within information intensive services sectors (Banking, Insurance, Wealth, Payments & Health Care)
Bigstone has set out to solve two big financial problems: The two big stones:
— rising compliance, capital, & service costs, have seen the working capital gap for SMEs to grow to >$1.2T USD. Without RE collateral, SMEs cannot access funds between 7 - 22%
— Markets are desperately seeking yield, bidding up the price of RE, dividend stocks, & driving down bond yield. Most of us are exposed to capital risk we don't understand and without a return of >6% we can't ensure our funds last as long as we do.
Co-Founder and CEO
Alex Benjamin is the co-founder and CEO of Lendful, one of Canada's fastest-growing fintech companies that aims to create the best online-lending experience for Canadian borrowers.
With VC backing and sponsorship through Canada's Entrepreneur Visa Program, Alex co-founded Lendful in 2015. Since then, he has successfully led two equity rounds, signed a $15M partnership with Alterna Bank of Ontario, and welcomed to the team former Thinking Capital executives Mitch Salis (COO) and Pat Forgione (CTO).
Prior to starting Lendful, Alex spent 12 years in the financial services sector in Australia, including nine years with Macquarie Bank in Melbourne and Sydney.
He is passionate about generating better outcomes for customers and has a strong interest in fintech, business strategy, social impact, travel, swimming and coffee.
Connect with Alex on linked-in or on email firstname.lastname@example.org.
Director of Market Development
Loretta is a highly dynamic, skilled banking, financial and consulting professional with over 25 years in financial markets and related sectors. She has a worked for major investment banks at Board, MD or senior management level throughout Asia and India including, RBS (India), Macquarie Group (India), Deutsche Bank, Credit Suisse and Elara Capital (India), Spanning a long career, Loretta has tremendous exposure to global financial markets, multiple asset classes and emerging market environments. Loretta has advised many international banks, global hedge and pension funds on managing portfolio and exposure to derivatives and related products. For the last decade, she has been paramount in successful transaction facilitation for Foreign Investors in India and other emerging markets. She has operated in many multi-cultural organisations. Loretta sits on the advisory board of UWS (Business School), Blume Ventures (India). She is also an adjunct fellow at UWS (Australia). She currently is Director of market development at SSX , Chairs the advisory board of ADDCA (Australian Digital Currency and Commerce Association), Director of Blackcitrus and holds various advisory positions in India and Australia. She was the recent recipient of the Fintech Australia “Female leader of 2016” and Sancta Sophia College (Within Sydney University) Alumni Award 2016 for Social impact.
CEO and founder
Jens Woloszczak holds a degree in industrial engineering from the Technical University of Berlin and studied economics at Cass Business School. Jens worked as a consultant for McKinsey & Company for more than five years, where he focused on the commercial banking sector. Working for major European banks, Jens experienced the outdated approach these banks took towards working with SMEs. Jens saw an opportunity in the industry and co-founded Spotcap, with the aim of changing the banking landscape by using the latest technologies to address the financing challenges faced by small businesses.
Founder and CEO
David graduated university with a Bachelor of Commerce and subsequently was RG 146 registered. He was introduced to the corporate finance industry in an assistant analyst role. After working for several years in the events management industry he decided to return to his long-term interest in the financial industry. In 2013 David and his team entered the Australian Credit market and built a highly efficient full service online loan origination platform to allow underserviced Australian customers fast and frictionless access to personal finance.
David and his team have been at the forefront of the Australian Financial Technology industry, introducing a previously unseen level of technology integrated directly into the online loan decisioning process whilst always focusing on the most enhanced user experience for the customer.
As CEO of Kikka he leads this pursuit for automation in the lending process and is responsible for executing the corporate strategy of the company.
In July 2015 David was announced as the AICM Western Australia, Young Credit Professional of the Year.
In 2015 David was nominated for the Business News 40 under 40 award and the WAtoday entrepreneurs and innovators award.
Founder and CEO
Aris co-founded Moula to provide a fast and friendly way to give small businesses access to capital. Aris spent over 15 years working in banking, and prior to that experienced the challenges faced by small business first-hand within his family business. Aris has an MBA from London Business School and a Bachelor of Commerce and Bachelor of Law from Monash University.
Founder and CEO
Stephen is the Founder and CEO of Credible.com - the multi-lender marketplace. He founded Credible because of sheer disbelief at the burden student debt placed on young Americans (a problem that does not exist in his native Australia). Stephen was formerly an investment banker at J.P. Morgan, and more recently founded QC Media and was an Investment Director at MHC & Co.
International Business Development
- Born and raised in Perth, Australia in a Swedish-speaking household
- Studied Japanese since the age of 9 all the way to Masters in Australia, Sweden and Japan
- Studying part-time to become a US Certified Public Accountant (USCPA)
- Currently head of international business development at Maneo, Japan's largest social lending (loan-based crowdfunding) company.
- Looking to expand Maneo's business primarily in the US and Australia
Weimin Miao is the Operations Lead of the Credit Research Initiative (CRI) at the National University of Singapore. He manages all the CRI internal operations and external collaborations and oversees all the 6 teams of over 45 staff. He has extensive knowledge and experience in credit risk high-tech, publishing cutting-edge research results in top journals and developing sophisticated practical solutions for financial institutions; for instance, the BuDA (Bottom-up Default Analysis) for IMF’s scenarios analysis in policy work. He holds a bachelor in Math from Peking University, a master in Operations Research from University of Chinese Academy of Sciences, and a PhD in Math from National University of Singapore.
CRI has been publishing the Probabilities of Default and Actuarial Spreads for 60,000+ public firms in 120 economies since 2010. CRI also provides bespoken credit solutions customized to clients. For example, it is providing a Singapore-based SME lending platform with a sensible solution in capturing SME firms’ default risk at both industry and company levels.
Dermot has over 30 years of experience in financial services and growth capital as an adviser, investor and business owner. Born and educated in Ireland where his father was a bank manager, he trained and qualified as a Chartered Accountant with Price Waterhouse in London, working with clients such as Barclays Bank and UBS.
This led to a career in financial services, including working for banks such as HSBC and NatWest in senior positions and then finally as a business owner, across Europe and further afield, handling over $20 billion of transactions for businesses of all sizes and across all main industries. This created a passion for working on capital raising and shareholder solutions for small-medium sized businesses, often in innovative ways — being able to make a real difference was a strong driver.
In 2001, Dermot co-founded his own business in London, Acanthus, which over a 10 year period became a market leader in raising institutional private equity funds focused on small-medium sized businesses, typically raising about $1 billion per annum. He was also closely involved at the formative stages of two other successful financial services businesses: Magex which went on to become the payments platform for Zopa and LendingClub and NewDay which grew to become one of the largest and most innovative issuers of credit cards in the UK.
Over the years, he was always struck by the lack of funding sources available for growing businesses, especially those with high quality customers and long payment delays - like his own! Along the way, he became involved as an investor on a marketplace lending platform providing confidential invoice discounting in the UK. This prompted some creative ideas on how to apply this in Australia.
Dermot moved to Australia in 2011 with his Australian wife and children and started becoming involved in helping local businesses.
CEO and Founder
John Pellew BA(Acc) has 20+ years experience in business and banking and has worked in industry, business and international trade finance in Australia and the U.K. He also has years of startup experience, having established and exited a number of successful startups in the UK.
John is the founder and CEO of Othera, a financial technology group that provides blockchain technology to help loan originators, investors and businesses with credit risk, debt and asset management.
Othera’s newest patent pending product is a revolutionary blockchain platform that facilitates liquidity, transparency and management of loan book risk by digitising all types of loans and logging them on the blockchain. The platform enables securitisation or syndication of loans and the creation of a new class of digital asset that can be profitably traded on an exchange.