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Understanding the Innovative Finance ISA
     HIGHLIGHTS    |   SPEAKERS    |   SCHEDULE    |   SPONSORS   
 

UNDERSTANDING THE INNOVATIVE FINANCE ISA

HOSTED BY TAYLOR WESSING LLP, LONDON 

THURSDAY - 27TH APRIL 2017

 

Sponsors

Headline Sponsor

Goji
 

Goji

Based in London, Goji was founded in February 2015 by professionals with backgrounds in wealth management, banking and technology with a vision to empower P2P lending. Goji is backed by leading Fintech Venture Capital and Angel investors.

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Sponsors

Crowdstacker
 
Proplend
 
RateSetter
 
Assetz Capital
 

Crowdstacker

Crowdstacker makes available lending opportunities to great British businesses in the UK. 
Its aim is to make peer-to-peer lending accessible and rewarding for investors and high quality, reliable businesses. 
It is one of the few peer to peer lending platforms which are already fully authorised by the FCA, and which is licensed to offer the new Innovative Finance ISA.  The company’s founders have worked together for more than a decade and combine a wealth of knowledge of the finance industry. Their considerable experience includes raising finance for companies, projects and funds in many sectors.

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Proplend

Proplend is an online marketplace for secured commercial mortgages, where all the loans are supported by a registered legal first charge on an income producing commercial property.

Proplend was founded in 2014 in response to the fallout of the 2008 banking crisis. On one hand bank interest rates fell to and have remained at historic lows depriving cash rich individuals and institutions of much needed low risk income and on the other hand banks who had previously been very active in property lending had either disappeared or pulled out of the market.

The sector of the market worst hit was sub £5m commercial lending where there is a staggering £50 billion of existing debt that requires to be refinanced over the next 3-5 years. This is currently being serviced by less than 11 active lenders.

Proplend makes it possible for interest rates being offered by borrowers to be earned directly by lenders, circumventing the traditional banking system and creating a new asset class.  This is the first time that private individuals and institutions have been offered direct access to commercial real estate lending opportunities.

Borrowers gain access to funding which is not otherwise currently available and lenders get the opportunity to earn risk adjusted monthly income.

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RateSetter

RateSetter is a radical new approach to finance that empowers investors to get a good return while delivering a fairer deal for borrowers.  Uniquely, in our market the rates are set by investors and borrowers, not by committees or banks.

 RateSetter invented the Provision Fund, which reduces the risk of loss so effectively that no individual RateSetter investor has ever lost a penny: a unique feat amongst the major P2P platforms.

 The platform has lent out £900m to UK individuals, businesses and property developers.

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Assetz Capital

Assetz Capital is one of the UK’s largest and most established peer-to-peer lending platforms, having lent around £100m to UK SMEs and property developers as secured loans. It was the first platform to take tangible security on every loan, and has pioneered the sector with first to market product launches of P2P Buy to Let mortgages, P2P bridging loans and Investment Accounts permitting easy investment across a range of similar loans. Currently with £525m of funds to invest including institutional and retail money, Assetz Capital is highly competitive against so called challenger banks in cost of funding as well as speed and flexibility of lending and is now seeing over £100m of loan enquiries a month.

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Zopa
 
Downing
 
Abundance
 
Taylor Wessing
 

Zopa

Zopa is the UK’s leading peer-to-peer lending service - bypassing banks and their high charges to put more back into the pockets of the UK’s lenders and borrowers. Zopa matches smart borrowers looking for lower-rate loans with lenders looking for higher interest.  Since Zopa was founded in 2005, it has arranged more than £1.1 billion in peer-to-peer loans and has been voted ‘Most Trusted Personal Loan Provider’ in the Moneywise Customer Service Awards for the past six years and Consumer Moneyfacts best overall customer service in 2014.

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Downing

At Downing, we aim to make a difference in the lives of our investment community. 

We design & manage investment products that help investors look after their financial wellbeing, while our investment partnerships support businesses in their ambitions. 

So far, over 35,000 investors have been a part of what we do, and we are proud to have raised and invested over £1.7 billion into businesses that make a difference, including renewable energy, care homes, health clubs, and children's nurseries.

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Abundance

Abundance is a leading direct investment platform giving people control over their money. People invest from £5 in energy projects that generate something good for the environment and society, as well as bank-beating returns.

Since Abundance launched in July 2012 it has raised more than £10m to fund community-scale energy projects from individual investors buying Debentures.

With a choice of projects, investors know where their money is going and how it is working for them. They receive regular capital repayments and investment returns, along with updates on energy generation. At the same time, the world benefits from energy that is renewable and sustainable and communities enjoy a range of perks from reduced energy bills to community dividends.

Abundance is authorised and regulated by the Financial Conduct Authority.  
Your capital is at risk and returns are variable. All products are long-term investments and may not be readily realisable.

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Taylor Wessing

Taylor Wessing is a leading international law firm and what makes us different is our forward thinking approach to serving clients.  

We think creatively about business issues and are constantly looking for new and better ways to add value with truly innovative solutions that help to grow our clients' businesses.

Specialties
legal services in corporate, commercial, real estate, construction, dispute resolution, employment & pensions, finance, IP/IT, life sciences, copyright & media, private client, competition, eu & trade, tax, technology & communications, corporate crime, patents, and energy

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UK Bond Network
 

UK Bond Network

UK Bond Network links high net worth and sophisticated individuals as well as institutional investors and wealth managers with pre-vetted UK business borrowers through an innovative online bond auction platform. 

• For businesses, access to between £500k and £4m of fast and flexible finance
• For investors, secured high-yielding investment opportunities 
• We work with quoted as well as unquoted companies
• No membership fees and no commissions for investors
• FCA-compliant - UK Bond Network Limited is authorised and regulated by the Financial Conduct Authority, number 719193

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