Azba Habib serves as Assistant General Counsel and Assistant Secretary at Kabbage, a fully automated online lending platform for small business loans. Ms. Habib manages a broad portfolio of legal and compliance matters for Kabbage’s domestic and international offerings. Passionate about the evolution of law and public policy around FinTech, Ms. Habib focuses heavily on regulatory outreach and legislative affairs. Prior to her position at Kabbage, Ms. Habib served as Regulatory Counsel for BitPay, a merchant payment processor for bitcoin, where she advised the company on a variety of legal and compliance issues related to virtual currency companies. She also managed all regulatory and legislative outreach activities. Ms. Habib was a part of BitPay’s Compliance team where she played a significant role in building, improving, and operationalizing BitPay’s AML Program. Previously, Ms. Habib served as Deputy General Counsel at Payward, Inc., a foreign exchange and trading platform for cryptocurrencies where she served as the primary legal advisor to the Executive team and Acting Chief Compliance Officer. Prior to joining Payward, Ms. Habib was Associate Counsel at the Federal Reserve where she provided counsel on the Fed’s domestic and international payment service offerings to financial institutions. Ms. Habib started her career at the law firm of Paul Hastings as an Associate in the firm’s Payments and Banking Practice advising start-ups and fortune 500 companies on banking, payment systems, and compliance. In her spare time, Ms. Habib enjoys traveling, learning, collecting stories, working out, and spoiling her sister’s kids.