David is a proven entrepreneur and a “founding father” of the alternative financing industry to SMEs which he was one of the original entrants by starting AmeriMerchant in the United States in 2002 (which was later rebranded to Capify). David created a network of alternative finance companies that were among the first in their industry to operate in their respective countries (United States, United Kingdom, and Australia). At the beginning of 2017, Capify successfully exited its United States business to a competitor in order to focus on its Australia and UK businesses. Founded in 2008, Capify Australia was one of the first alternative SME lenders in Australia. David is a global small business alternative lending industry expert with over 15 years experience who has been featured in numerous media outlets including Bloomberg TV, Sydney Morning Herald, The Australian Financial Review, MSNBC, Fox Business, the New York Times, Wall Street Journal, and Business Week, amongst others. David is also one of the primary founders and was the former President of the Small Business Finance Association (SBFA), formerly known as the North American Merchant Advance Association (NAMAA), a non-profit trade association for the US-based business alternative financing industry. Prior to founding Capify, David was a co-founder of an Internet development company in the mid-90s, that he successfully built from 3 to 50 employees and which he sold to a multi-billion dollar publicly traded telecommunications company.