Graham was an early pioneer in FinTech when in 2003 he invented the concept of Exchange Traded Commodities which today have more than $100bn in assets globally. The first product he launched was GOLD, listed on the Australian Stock Exchange and he soon expanded the concept to the world’s major exchanges. In the process he founded ETF Securities Ltd, of which he remains CEO and Chairman. The company is acknowledged as the leader in Europe in ETCs with over $20bn in assets. Prior to that founded a corporate advisory firm specialising in resources and before that he worked in investment banking and as an economist. He holds a Bachelor of Economics (Honours) and a Bachelor of Laws from ANU.
Wealthtech is currently focusing on the investing strategies but are now shifting on to "performing" said Cristophe. He also mentions "there is a demand for data to know what exactly the audience want".
Tim had the opinion that "robos are struggling for a customer base and are only a product".
Graham supported this opinion suggesting that robos need to offer something in addition such as education or advice to improve accessibility to invest.
"Personal savings in the UK is much lower than that in Australia and Singapore who are forced to put 10-15% of their income in to an ISA", Graham added.