Over the last 20 years Jeff has built his career by challenging the status quo in financial services. Before it was labelled as Fintech, Jeff worked from a belief that products and services that have been offered the same way for decades were due for a change. Recognizing the gap between what was needed vs. what was being offered, Jeff was set on building businesses focused on those who were underserved. First in ATMs and then in Card payments, the impact of his work can be seen through many of the changes in how these products are consumed today. At Thinking Capital, Jeff and the team are focused on redefining how small businesses borrow. Driven by a vision that Lending should be Smarter not Harder, he continues to drive new products and has cultivated many of TC’s partnerships including CIBC, Staples and Moneris. Jeff is a graduate of McGill University and a proud recipient of the E&Y Entrepreneur of the Year award.