Richard Wiles is a Managing Director and Research Analyst based in Sydney. He has been the lead Australia Banks analyst since he joined Morgan Stanley in 2006, and also heads the firm's Australia Financials research team. Prior to joining Morgan Stanley, Richard was an assistant Australia Banks analyst at JPMorgan from 2003 to 2006 and an assistant portfolio manager at Macquarie Funds Management between 2000 and 2003. Richard holds a BEc (Hons) from the University of Sydney. He is a Fellow of the Financial Services Institute of Australasia (FinSIA) and a member of the Institute of Chartered Accountants in Australia.