Starling enhances Google Pay functionality

By Ryan Weeks on 1st June 2018

Challenger Banks

Starling users can now spend from Android devices prior to getting a physical card.

Starling enhances Google Pay functionality

Digital bank Starling has tweaked its Google Pay integration so that Android users can set up Google Pay within the app through ‘push provisioning’. This will allow new users of the bank to add their Starling Debit Card into their digital wallet and begin spending before their physical card arrives in the post.

This can be done by both new and existing users with just ‘a single tap’. It is already possible for customers using iOS devices, through Apple Pay. It should also be noted that this is just a tweak to an existing service: Staling users have been able to pay using Android Pay for some time.

Starling users may also check out items in hundreds of apps using the Google Pay button, without needing to enter their payment information. But the bank stresses the point that Google Pay doesn’t share users’ card details with vendors in shops or online.

“We're excited to partner with Starling Bank to bring the simplicity and security of mobile payments to more people in the UK,” said Pali Bhat, ​VP of payments ​at Google. “Through the Google Pay API, we are able to offer Starling Bank customers a fast and easy ​experience in activating new and existing bank accounts for mobile payments.”

Seamless mobile payments are slowly taking hold in digital banking. Monzo finally joined Apple Pay in May, after rampant demand from its customers. But Starling claims a slight lead in mobile payments.

Julian Sawyer, chief operating officer at Starling Bank, said in a statement: “Being the first UK bank to allow users to set up Google Pay within the bank’s own app demonstrates Starling’s continuing promise to deliver great customer experience and fast, easy, secure ways to pay. Our Android customers can now benefit from being able to instantly use their account even before their card arrives.”