The firm, which in the UK is based in Altrincham, makes online merchant cash advances and business loans to smaller firms looking for funds.
Since the business was founded in 2008 it has made over 16,500 transactions with companies in these markets seeking extra finance. It has lent more than £150m to British firms over the past decade.
The online business said the deal with Goldman Sachs Private Capital will allow it to meet “increasing customer demand” over the coming years.
Capify founder and chief executive David Goldin said: “This is a landmark achievement for Capify and we are very pleased that we have secured this financing with Goldman Sachs, one of the premiere capital providers in the world.
“The credit facility validates our company as a leader in the marketplace and underlines the strength of our business model to provide simple, affordable and smart financial options to UK and Australian small businesses.”
Goldman Sachs Private Capital executive director Pankaj Soni added: “Capify is one of the leading small business finance providers in the UK and Australia. We have been impressed with the management team, business model and innovative finance solutions for small businesses.”
The US banking institution has invested in a range of fintech firms over the last 12 months such as US online payments company Circle, UK cyber security business Immersive Labs, as well as launching its own lending and deposit platform, Marcus, in Britain last summer.