Customers will be able to use their joint accounts with Apple Pay and Google Pay.
Monese has today (Wednesday) launched joint accounts for UK customers, hoping to lure in customers which want an alternative to the "lengthy process and unnecessary red tape" associated with traditional banks.
The joint accounts are free for consumers to open, but there is a one off card delivery fee of £4.95.
Monese is also offering EUR joint accounts between EEA registered users across Europe.
Customers will be able to use their joint account with Apple Pay and Google Pay, as well as make use of Monese's budgeting and money management features.
“They are a crucial financial tool for many, and should easily fit around our modern ways of living and working. However, with traditional banks, opening a joint account can be a hassle for customers, who often have to endure lengthy processes and unnecessary red tape.”
"At Monese, we wanted to create a joint account that would be quick and easy to open and use, one that comes with all the features and services of a traditional bank account, but that easily fits alongside our customer’s lifestyles and provides excellent value for those who travel or need to move money across borders.”