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Curve is rolling out Curve Credit for employees to test

Customers can join a waitlist to try out Curve Credit before it launches later on this year.

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Paul Harrald/Curve

Curve, the all-your-cards-in-one fintech, has today begun to test Curve Credit on its employees ahead of its full launch later on this year.

Curve Credit allows users to split payments across cards linked to a Curve account and doesn’t require merchants to directly support the credit as payment option.

The fintech is planning to take on the likes of credit giant Klarna with its own offering.

Spearheading the new product is Paul Harrald, the head of Curve Credit, who said the service: “will offer our customers a unique combination of capabilities that will generate a truly satisfying experience.”

“Customers can shop with any merchant, using any underlying funding card they choose, and we will allow them either immediately or at their leisure to ‘go back in time’ and split the purchase into instalments,” he added.

Harrald went on to mention that customers can even change their mind at a later date and use any card to complete a transaction.

Since he joined Curve back in December 2019, Harrald has devoted much of his time to the launch of the new product.

A spokesperson for the fintech told AltFi that the rolling out of Curve Credit had “progressed quicker than we thought it might,” following the coronavirus crisis and the ongoing economic turmoil it is causing. 

There is currently a waitlist for Curve’s customers to join and the first 200 customers on the list will be able to gain exclusive access to the product months before anyone else, subject to eligibility checks. 

Curve Credit will be launched later on this year once the product has gained full approval from the Financial Conduct Authority.

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Paul Harrald

Head of Curve Credit


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