AltFi.
Out now! AltFi’s Digital Banking State of the Market Report 2022
Our 27-page deep dive into digital banking is the most comprehensive overview of the industry yet.

We’re coming to the end of a tumultuous year for digital banking, with redundancies, hiring slowdowns, down rounds and, in the most extreme cases, administration.
But while economic doom and gloom threaten the sector, there are many bright spots.
Digital banks are racing to profitability, incumbents are embracing change with truly competitive challenger alternatives, while rising rates present new opportunities for those willing to lend.
AltFi’s Digital Banking State of the Market Report offers the most comprehensive overview of the digital banking landscape in 2022.
Which challenger banks are profitable? How are incumbents responding to the increasing digitisation of banking? Is disruption impacting the credit card sector too? What impact will the cost of living crisis have on digital banking?
Our landmark report answers these questions and much more, tracing the growth of digital banking both in Europe and across the US.
Produced with the support of our sponsors Assurant,Appian,Mambu and Salt Edge, the 2022 report covers the latest developments, global adoption, changing consumer behaviours and new trends.
Get exclusive access to AltFi’s Digital Banking State of the Market Report 2022 today and explore some of our topics including:
Section 1 - The State Of European Digital Banking
Digital banking heavyweights push on across Europe and rebuff suggestions of down rounds.
Section 2 - Can Digital Banking Help Consumers Fight The Cost-Of-Living Crisis?
Challenger banks may boast newer features than their traditional rivals, but can they help consumers as rising bills start to bite?
Section 4 - Have Digital Banks Transformed The US Banking Industry?
Challengers, and incumbents, are battling to survive in one of the world’s toughest financial markets, writes fintech and insurtech strategy consultant Sarah Kocianski.
Section 6 - 2023: The Year Of The Credit Card Challenger?
The current economic situation poses some challenging questions for lenders and borrowers alike, but will this dampen or invigorate the demand for challenger cards?
Section 8 - Inside N26: Germany’s Leading Neobank
Co-founder Maximilian Tayenthal talks about beefing up N26’s European offensive, his admiration of Starling Bank, and avoiding a funding down round.
And much, much more...
Get your copy of the AltFi Digital Banking State of the Market Report 2022 now.