AskIf is a platform business delivering loans to small, credit-worthy businesses unable to secure funding from mainstream lenders, financing the £2.2bn+ annual gap that exists for SMEs in the UK. By leveraging the 15+ years’ experience of responsible finance providers lending into this sector we can lend to those business who don’t fit a ‘tick box’ credit assessment. Typically, these are high growth businesses and those with shorter track records. Lending decisions are underpinned by a fundamental credit assessment to assess affordability, serviceability and risk. We believe passionately that financing loans to credit worthy SMEs other lenders can’t serve delivers the both competitive commercial return and strong social impact through job creation and economic growth at a community level.