ARCA is the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. Our Members are the most significant credit providers including major banks, credit reporting bodies (CRBs), specialist consumer finance providers, and peer-to-peer lenders. We work with our Members and other key stakeholders to provide thought leadership, develop coordinated industry positions and lead advocacy efforts on key issues at the interface of regulation, risk decisions, consumer credit and data. This includes, but is not limited to supporting industry implementation of comprehensive credit reporting and open banking in Australia. ARCA is well known for our policy engagement and advocacy work, and our highly regarded educational and networking events for members and industry.