Beyond Merchant Capital was started in response to the demand of small to medium size businesses for working capital in Australia. Our vision is to become the market leader in providing innovative financial services products to small and medium size businesses across Australia. As our business was created by seasoned professionals and entrepreneurs who understand running your own business, we know that small and medium sized businesses can’t rely on easy access to traditional funding options. Consequently, we use a unique funding and payment model to provide a working capital injection for your growing business. The founders of Beyond Merchant Capital have extensive lending experience in the cash advance industry, having founded successful cash advance businesses in several other countries. Beyond Merchant Capital’s shareholders include Merchant Capital, backed by Capricorn Capital Group and RMI Holdings Ltd (listed on the JSX). The Capricorn Group is associated with the broader Yellowwoods Group, which includes Hollard Insurance (In Australia: Real, Guardian, Woolworths, MediBank, RSPCA, AUSURE among others). The investment group, RMI, has underlying investments including MMI, Discovery Holdings and OUTsurance (In Australia Youi Insurance). The culmination of our partnership with Merchant Capital, Capricorn Capital and RMI Holdings has created a team with extensive experience, knowledge base, and innovation in the Fintech arena.