LendingCrowd was launched in 2014 to offer businesses keener loan rates and investors better returns. We do this by providing an easy-to-use online service that brings interested parties together – hence the LendingCrowd. We believe people looking to invest their money seek more control, convenience and faster, easier access to competitive products to achieve better financial returns. To support a vibrant and growing community of small and medium-sized enterprises in the UK we aim to provide simple, lower cost lending (with greater flexibility, straightforward security arrangements, minimum ongoing administration and no exit fees.) Our innovative online platform combined with our highly experienced credit underwriting team are at the heart of what we do. We aim to deliver an outstanding customer experience and offer clear, transparent business terms and processes. Do tell us if we ever fall below this expectation! Our service is underpinned by advanced credit risk decisioning systems managed by our credit team to ensure we accurately evaluate risk. This ensures defaults and losses are minimised as part of a balanced risk approach informed by common sense. We intend to become one of the UK’s leading crowdlending businesses and are keen to support you in the years ahead. We will be bringing new lending products to market such as the Innovative Finance ISA to a wider range of investment opportunities to the LendingCrowd.