Monedo is an alternative online lending provider looking to bring greater choice and financial freedom to customers in India, Poland, Spain and Russia. It has provided over two million loans and served more than one million customers. The company is a pioneer in the use of data science, AI and machine learning when it comes to scoring customer creditworthiness, underwriting loans and e-commerce point-of-sale lending. Monedo provides a range of flexible, personalised lending options to customers, as well as e-commerce point-of-sale loans, where buyers can choose Mondeo credit as a payment option when shopping online (either as a direct loan or through a pay-later option). Founded in the German city of Hamburg in 2012, Monedo combines the best finance and tech brains, employing more than 350 people from over 40 nations in seven different countries. In the past two years Monedo has raised more than EUR 45 million, led by leading tech investors HPE Growth and Runa Capital.