Founded in 2013 by Stuart Stoyan, who is a former National Australia Bank executive, MoneyPlace is a full-service P2P lender. It offers loans to borrowers from $5000 to $35,000 with rates as low as 8.9%, using risk-based pricing to offer some of the fairest rates on the market. MoneyPlace is also open to retail and wholesale investors, providing returns well above standard bank term deposits.