OneBanks Hub has developed a range of ways that personal and small business customers in financially-excluded communities can continue to access to face-to-face banking services including fully staffed low-cost, pop-up kiosks which can be located in shopping centres, railway stations and supermarkets, and smart ATMs more suitable for convenience stores and tube stations. The kiosks – along with OneBanks Hubs smart ATMs - are designed to operate in locations such as supermarkets, shopping malls and railways stations, providing a safe, friendly environment where customers of any bank can withdraw or deposit notes and coins, and pay bills free of charge.