Oxygen is a digital bank that caters to the freelancers and self-employed of the gig economy. That new shift of workers makes more than $1.4 trillion in 1099 income annually, but has been locked out of the lending services because of their volatile income and a lack of permanent employment. Oxygen offers free checking accounts, debit cards and fair credit lines to make banking easier in the age of gig economy. In order to do that Oxygen has developed unique AI models that track bills, project income and offer instant credit when needed.

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