Pepper Group is a global leader in alternative solutions, offering a unique, diversified portfolio of financial services across Australia, Asia and Europe, including Lending, Advisory and Asset Servicing across the residential and commercial property sectors - as well as in consumer, auto and equipment finance. As a people-focused lender, we specialise in flexible loan solutions based on individual credit assessment. It enables us to support many borrowers who fall outside the credit criteria of the major banks. As a third party servicer, we administer loan books on behalf of other banks and financial institutions when they don’t have the capacity. We step in, using our own processes and expertise to administer loan payments or manage the arrears and recovery process. We are majority owned by leading global investment firm KKR, with over 600,000 customers worldwide and over $69 billion in assets under management as at 31 December 2018.