The Route Finance

•        The Route – Finance is part of The Route – City wealth club, a wealth management company based in the City of London. •        Members of The Route – City wealth club pay a membership fee to gain access to a suite of services, which includes the opportunity to participate in investment opportunities sourced by The Route – Finance.  •        The Route – Finance has provided debt and equity investment via its Private Debt Platform (PDP) and Equity Investment Ventures (EIV) Propositions since its inception in 2008.  Over £55 million has been raised via these platforms, with focus now primarily on the Private Debt Platform.  •        The PDP provides short term, fully secured loans, typically between £500,000 and £5,000,000.  Principally lending to UK SMEs, loans are funded by The Route club’s High Net Worth investors who wish to obtain attractive returns within a framework of secured lending. •        As these loans are mandated funds pledged by the club’s Members, The Route – Finance is able to provide prompt decisions with a high certainty of outcome to potential borrowers on short term loans, typically between 6 and 24 months. •        Businesses can therefore unlock the funding they need more quickly and with greater certainty than through traditional sources of finance.  An “in principle” decision can usually be made within 24 hours, subject to the provision of the required information needed to pass The Route – Finance’s due diligence assessment. To date, every secured loan The Route – Finance has released to its Members has been oversubscribed.  •        The Route – Finance exercises a comprehensive and rigorous assessment in respect of every proposal, which provides a prompt and definitive outcome for all loan applications.  The process is streamlined,   but flexible, and as such, The PDP provides a valuable source of funding for Commercial Finance Brokers wishing to place loans efficiently on a bespoke basis. •        The Route – Finance is a patron member of the NACFB (National Association of Commercial Finance Brokers).  The NACFB is the regulatory body for the Commercial Finance industry, whose core objective is to ensure good practice and standards amongst its members.