AltFi Buy Now, Pay Later Forum 2023
BNPL’s Big Bounce Back?
AltFi’s second virtual Buy Now, Pay Later Forum explores the challenges, and the opportunities pay later now faces as the global economic downturn continues.
After a bruising 2022, this new form of lending braces for its biggest test, to bounce back and support millions of households and businesses responsibly at a time when demand for credit is soaring.
We’ll be delving into five key buy now, pay later topics with a series of afternoon discussions; all centred around the opportunities ahead:
- Being A Responsible Lender During A Downturn
- The Changing Shape Of Regulation
- Open Banking And Buy Now, Pay Later
- Market Competition And Consolidation
- How Pay Later Can Weather The Recession
Day 2 - 16 Mar 2023
01:00pm - 01:05pm
A warm afternoon welcome from the AltFi team, and some housekeeping to kick off the afternoon.
01:05pm - 01:25pm
01:25pm - 01:45pm
A Fireside Chat With Philip Belamant, Zilch
If hitting 3m users, raising nearly $460m from investors and turning a profit just 24 months after launch wasn’t impressive enough, Zilch has already launched in the US and is working on new products. But what are the secrets to Zilch’s explosive rise, and what does CEO and co-founder Philip Belamant think about regulation, credit reporting and being a responsible buy now, pay later provider?
01:45pm - 02:15pm
The Big Debate: Can Buy Now, Pay Later Weather The Economic Storm?
With a recession looming, will BNPL take a pounding in 2023 as consumer spending declines? Or as budgets tighten will UK households increasingly turn to pay later to finance a higher value and volume of purchases? Our panel considers the arguments and evidence for and against.
02:15pm - 02:45pm
02:45pm - 03:25pm
Being A Responsible Lender During A Downturn
What does responsible pay later lending look like in 2023? From advertising to the customer experience, how are lenders working to make pay later clearer and fairer?
03:25pm - 04:05pm
How Open Banking And BNPL Are Working Hand In Hand
From confirming identity to instant affordability, open banking is quickly becoming a core to the buy now, pay later ecosystem. Could this technology be the key to safeguarding borrowers while maintaining BNPL’s slick consumer experience?
04:05pm - 04:45pm
Pay Later Regulation Is Coming, But When And What Will It Look Like?
Over a year after The Treasury closed its buy now, pay later industry consultation on regulation, we're still awaiting secondary legislation that will bring those proposals into force. What's the holdup, and what will these new rules look like?
04:45pm - 04:50pm
Closing words from the AltFi team to wrap up the afternoon.
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