Andrew Graham is co-founder and CEO of Borrowell, a financial technology company that helps consumers make great decisions about credit. Borrowell was the first company in Canada to offer credit scores for free and has grown to be one of the country’s largest fintech companies, with over a million users. Borrowell has won numerous awards, including being named one of the top 100 fintech companies in the world by KPMG and Fintech of the Year by the Digital Finance Institute. Andrew holds an MBA from Harvard Business School and an MA in economics from the University of Edinburgh. He was named EY Entrepreneur of the Year (Emerging Entrepreneur category) for Ontario in 2019. Andrew holds an MBA from Harvard Business School and an MA in economics from the University of Edinburgh. He was recently named a finalist for the Ontario region for EY's Entrepreneur of the Year award.
Keynote
Keynote
Graham said it is “something to be proud of” that three of the world’s 20 largest banks reside in Canada and that it largely managed to avoid a finanical crisis in 2008. However, he added that but there is a gap with other countries because “we don’t have any fintech unicorns” (yet).
This could be because fintech adoption has been slower and that in terms of regulation Canada does have Open Banking or PSD2-style regimes.
Toronto has, however, created more high tech jobs than any other city in North America in the past year as well as more financial services jobs.