Belinda is a Division Director in Macquarie Capital’s Principal Investments team. She has over 20 years experience in the financial services sector, the majority of which has been with Macquarie Capital in both Principal Investments and M&A advisory to the Telecommunications, Media and Technology industry sector in Australia, the USA and Asia. Belinda has worked with clients and investee companies ranging from early stage technology ventures to Fortune 500 companies in the fintech sector on a wide variety of complex global transactions. Belinda currently serves as the Chair for Console Group Pty Ltd and ClaimCentral Consolidated Pty Ltd. She is also currently a member of the Advisory Board of Data61, a subsidiary of CSIRO, and is the former Chair and a current member of FINSIA’s NSW Regional Council, and a member of FINSIA’s Women In FINSIA committee. Belinda has received a Bachelors degree in Commerce from the University of Queensland and a Masters of Finance (Dean’s list) from INSEAD. She holds CA, CFA, GAICD and SF. FINSIA professional qualifications and designations.
Dermot Crean opened discussion by saying that bank employees who understand how credit decision systems work are getting fewer in number.
Hornery said that banks exaggerate how much they lend to SMEs. The official figure is that 9 out of 10 SMEs that apply get their loans approved by the banks, but this is misleading as many never make it to the application process.
Tam pointed out that the market is highly varied and that there is no definition of SMEs. They’re all very different. She added that merchant cash advance are popular as they provide flexibility.