Bryan Zhang

Executive Director And Co-founder


Zhang is the Former Independent Chair of the Open Banking Strategic Working Group (SWG). An impact-driven and highly experienced co-founder, executive, board-level advisor and independent chair with a global track record and expertise in financial and regulatory innovation. 

He is a Co-Founder and the Executive Director of the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School. The CCAF conducts FinTech market research in 190+ countries covering marketplace lending, digital assets, open banking and open finance. etc. Bryan has co-authored more than 50 some of the most influential industry and policy reports on financial and regulatory innovations nationally, regionally and globally. 

The CCAF collaborates closely with more than 100 central banks and regulatory authorities on evidence-based research and regulatory innovation. The Centre has ongoing collaborations with the UK FCA, the World Bank, the Inter-American Development Bank, the Asian Development Bank Institute, the OECD and the World Economic Forum etc. Our Cambridge Fintech and Regulatory Innovation online course has trained more than 1,800 central bankers, regulators and policymakers from 350 financial authorities in 145 countries around the world. 

Bryan also oversees CCAF's Cambridge Digital Assets Programme in collaboration with leading public and private sector institutions including the BIS, IMF, World Bank, FCDO, BII, IDB, DIFC, Goldman Sachs, Invesco, Visa, Mastercard, EY, MSCI and Fidelity etc. and the Cambridge SupTech Lab supported by the Gates Foundation. 

In 2022, the FCA and PSR, the Co-Chairs of the Joint Regulatory Oversight Committee (JROC) appointed Bryan as the Independent Chair of a Strategic Working Group (SWG) to provide industry and stakeholder insights to help shape the future development of Open Banking. The CMA and HM Treasury are also members of JROC. 

Bryan is also a member of Bank of England’s CBDC Engagement Forum, OECD's Informal Steering Group on SME & Entrepreneurship Finance, and Dubai International Financial Centre’s (DIFC) Innovation Panel. He co-Chairs the Future of Global FinTech Initiative, a collaboration between CCAF and the World Economic Forum. 

Over the last decade, Bryan has advised numerous start-ups, institutions, NGOs and governments on financial innovation, regulatory innovation and digital transformation. He has delivered more than 100 public lectures and keynote presentations in international industry, academic and policy forums. Bryan was educated at Cambridge and Oxford Universities.

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