Christian Gut

P2P Lending Fund

Founder & Manager

Christian Gut is the founder and manager of P2P Lending Fund, a Luxembourg based fund launched in 2018 focused on marketplace consumer lending. Previously, Mr. Gut worked for one year in a online lender in Denmark. Mr. Gut has twelve years’ experience in the fund management industry as he co-founded and managed the Stellar Energy Fund, launched in Singapore in 2006. Mr. Gut also serves as an Independent Director of Scorpio Bulkers Inc (NYSE:SALT) since its initial public offering in December 2013. Mr. Gut has a Bachelor’s degree in international business from the European Business School in London.

Event Sessions Featuring Christian Gut

Roundtable (Breakout)

Alternative Credit Roundtable

AltFi London Summit 2019 - Monday 18 March 2019

Roundtable (Breakout)

Alternative Credit ‐ Round Table Discussion

London Summit 2018 - Monday 26 March 2018

  • The 22-strong roundtable discussed various aspects of opportunities in the non-bank lending space including the opportunities in SME lending, the maturity of the market and the sustainability of some platforms' business models and the need for greater transparency.
  • Christian Gut, manager of the P2P lending Fund, said investors need to fully understand track records of managers/funds and of how loans are performing. He said it is “really hard to understand” like-for-like comparisons when platform are changing underwriting models.  “Every country and platform is doing things in different ways. The industry should decide a certain level of credit and risk that should exist across the aboard,” he said.
  • Maseco’s Matthews added that niches are well suited to alternative credit but  “you can’t throw a lot of money” at them as this would harm yields.
  • RM’s Nicholl’s said that trust in the sector could be improved by third party audits leading to more capital into the sector.
  • AltFi Data’s Fekete added that lenders are showing more and more interest in having their data assessed and compared on a like-for-like basis. That is a vital part of the maturation of the sector, he said.

Articles Featuring Christian Gut