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David Chan



David Chan is Chief Executive Officer of Monedo and a seasoned financial services professional, with extensive knowledge and over 20 years’ experience in consumer finance, including credit cards, payments, and consumer lending. Before joining Monedo (then Kreditech) in May 2018, David ran his own consulting firm in the UK, advising clients on business issues and opportunities, leveraging the two decades of knowledge he built-up working in the financial services industry in the USA, UK and Germany. David spent nearly ten years at Barclays (2006 - 2016) in several key management roles, including CEO of Barclaycard Europe, where he successfully turned Barclaycard into a global business with a presence in seven countries, doubling profits in four years to over £1bn. Before that he was Chief Credit Officer at Barclaycard.   David also worked at Citigroup for nine years, in a number of risk roles, including Chief Risk Officer. During this time, he provided leadership and in-depth analysis of credit risks inherent in retail banking, consumer finance, and cards portfolio strategies.   David leadership trademarks are a clear focus on performance, profitability and scaling businesses. He’s a focused decision-maker, known for his speed of execution and drive for success. His strong background in risk management combined with a track record of business growth, despite market turmoil, gives him the ability to evaluate risk-reward effectively and help companies seize opportunities when they arise.   He holds a Bachelor of Science Degree in Operations Research and Industrial Engineering from Cornell University.

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