Dr. Daniel Bartsch co-founded creditshelf in 2014 and is its Chief Operating Officer. He is responsible for sales, partner management, business development, product development, debt investor relations and marketing. Daniel has over 15 years of international experience in consulting and banking. Before co-founding creditshelf, he worked as project manager and management consultant at Kienbaum Consultants International and as project manager and senior consultant at Bain & Company. Afterwards, he worked in multiple positions at UBS, including leading positions in Zurich, Switzerland, and Singapore. He graduated from University of Mannheim, Germany with a diploma in business administration with majors in finance and marketing in 2002 and completed his doctorate with research into capital markets at the University of Düsseldorf, Germany in 2005.
Demand from both investors and borrowers for dis-intermediated platform lending is at an all time in the UK and Europe but with the UK's departure from the EU, as well as a more mature stage of the economic cycle evident, how will the next phase of growth occur?
Investors are becoming reluctant to hand over cheques to smaller companies because of the lack of trust and reliability in the market.
Stéphane said it takes the same time to complete a £40m as a £40,000 deal so it is only logical to pick the bigger ticket.
The panel agreed on the importanance of transparency when it comes to online lending. Dr. Bartsch said that transparency is gradually improving and Gabriella believes if transparency is done correctly, trust will follow.
Ticket sizes are growing as companies like Creditshelf raises its threshold from €2.5m to €5m.
12th November 2021 | Oliver Smith
23rd March 2020 | John Reynolds