Emma Hagan is Chief Risk and Compliance Officer at ClearBank overseeing all risk and compliance-related activities. Emma has more than 15 years of experience in commercial and corporate banking in both first and second lines of defence. Prior to joining ClearBank, Emma worked for Silicon Valley Bank (SVB), where she was Chief Risk Officer for EMEA, serving as part of the EMEA leadership and global risk leadership teams. Prior to SVB, she worked at Lloyds / HBOS in a variety of roles.