Frank Otten is a member of Varengold`s management board, main focus being all marketplace lending activities. With his long-term background in the financial services industry he really can separate game-changing ideas from lame ducks and has a real sense for potential when looking to partner with fintechs. In his opinion, Varengold combines the perfect mix of being tech-focused whilst also being a mature and experienced bank and thus contributing to the creation of the next generation of banking. Before he joined Varengold`s management board in 2013, he held several positions at HSH Nordbank, including Head of Transactions for Central and Eastern Europe, Head of the Tallinn (Estonia) branch as well as Global Head of Financial Institutions.