Godfrey joined the Capita Mortgage Services in October 2013, and has almost 30 years’ experience in the mortgage industry. Godfrey joined Private Label Mortgage Services Ltd as Head of Sales at launch in 1987; he became Sales Director in 1988 and was appointed Managing Director in 1992. Following the acquisition of Private Label by GMAC-RFC in 1998 and the integration with RFC-MSL in July 2000, Godfrey was appointed Sales Director and then subsequently Managing Director, Sales & Marketing for GMAC-RFC. He was also chairman of IMLA in 2008. Most recently Godfrey was a director at Squarehill Risk Services, a specialist risk mitigation consultancy.