Jonathan Kramer is the Head of Capital Markets and member of the management team at Zopa, the world’s first and the UK’s leading peer-to-peer lending company. At Zopa Jonathan is responsible for expanding distribution channels on both the lender and borrower side. Jonathan joined Zopa in 2014 from Morgan Stanley where he spent 12 years and co-led UK institutional equity derivative sales. Previously Jonathan was in the corporate finance team at Bank Austria, advising on cross-border mergers and acquisitions in Central and Eastern Europe. Jonathan holds a B.A. from Claremont McKenna College and an MBA from the University of Chicago.
Jack said it is important to look at a customer's journey when approving loans. Instead of it being a no, how can it be a yes.
Zopa is in the process and is on track to launch its bank next year.
Customer relationships and integrated solutions is what should be prioritised to be the number one money app.
Revolut was chosen by most of the panel as being the best challenger bank due to its unique offering.