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Justin Xiao

Chief Operating Officer, Southeast Asia & Australia

Passionate fintech professional specialised in developing, launching and commercialising new and emerging financial products at scale backed by over 15 years experience with leading global institutions, including Visa and Citi Bank. Justin led market development activities for Visa in a number of markets, including in India, Indonesia and Thailand, launching the first network QR code payment solution in these markets. Justin is overseeing the launch of the Railsbank product range into a number of exciting economies that make up SE Asia, Japan and Australia. 

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