Kristofer is Chief Executive Officer of Split Payments, the World’s first Open Banking Real- Time Payments platform. The Byron Bay-based Australian FinTech is a leader in using data insights to deliver better payment outcomes for many global brands and financial institutions. The company has received several accolades, including the Fintech Innovation in Payments award at the 4th annual Australian FinTech Awards. In November 2019, Kristofer was announced as the Start-Up Executive of the Year at the CEO Magazine’s Executive of the Year Awards for his work with Split Payments. Kristofer presents on future trends in technology across the globe and is considered a FinTech leader and Open Banking evangelist.