Mark Thomas is an analyst in the Financial Stocks and Investment Funds team at Hardman & Co. He has nearly 30 years’ experience in Financial Services. He leveraged his 10 years’ direct industry experience within NatWest Group to give investors a better understanding of the business models of the companies he followed. His general business analysis is supplemented with specific experience in balance sheet management, derivatives, tax, pension and accounting issues (invited member of FIAG), combined with considerable board-level liaison across all sizes of companies. He spent more than 10 years as a highly-rated sell-side analyst, primarily with the financial specialists Fox Pitt Kelton and Keefe Bruyette and Woods. His coverage extended beyond banks to a range of financial companies, after which he spent six years with the sponsored research house Edison. Mark joined Hardman & Co in March 2016. He holds a BA (Hons) in Economics and Law from the University of Durham, and a BA (Hons) in History from the Open University.