Matthew joined Thistle Initiatives in 2015 and is currently responsible for managing the Credit team. As well as working with established Credit businesses on meeting their regulatory obligations, Matthew also specialises in supporting firms both coming to market and bringing new products to market. This includes consulting on systems and processes, in addition to providing expert assistance for firms becoming directly FCA regulated and appointed representatives. Matthew has completed a number of qualifications with the CISI as well as having a BSc with the University of Plymouth.