Melissa Koide was appointed as the Deputy Assistant Secretary of Consumer Policy at the U.S. Treasury Department in 2012. In this role, Koide is responsible for matters concerning consumers, financial capability, emerging trends, and the growing use of technology and data in financial services. She is also the Executive Director of the President's Advisory Council for Financial Capability for Young Americans and supports Treasury Secretary Jacob J. Lew in his leadership of the Financial Literacy and Education Commission. Prior to her current role, she was the Vice President of the Center for Financial Services Innovation, where she led policies to address lower income families, unbanked consumers, and improving the availability of financial services. Her professional experience also includes serving as the Deputy Director of the Asset Building Program at the New America Foundation. In this role she directed policies to improve financial education, assist consumers with debt management, and expand wealth-building financial services.