Mohan Jayaraman is Managing Director, Innovation and Strategy for Experian Asia Pacific. With over 20 years of experience in banking, Mohan is in-charge of driving greater collaboration across Experian’s X-Labs, Product, Consultant and Analytics businesses. He also has responsibility and management of Experian Japan’s Decision Analytics and Business Information business. Mohan first joined Experian in 2010 as Chief Operating Officer in India, before assuming the mantle of Managing Director a year later. During that time, he was instrumental in growing Experian India’s multiple business lines to scale. He has also been an active participant in industry and regulatory forums related to the Credit information and the Analytics space. Prior to joining Experian, Mohan was with ICICI Bank, where he held a number of senior management positions, most recently Head of Payment Solutions & Enterprise Analytics. In his eight-year stint with ICICI bank he has also handled the retail portfolio buyouts and sell down business besides being involved in strategic buyout deals in the auto, two wheelers, commercial vehicles and the credit cards businesses. He has also been a member of various industry forums driving analytics and credit bureau usage in the Indian banking system. Mohan has been a part of the Experian CSR team focused on directing the innovation capabilities within the organisation to solve social issues related to financial inclusion and consumer education for the last three years. Mohan is professionally a Cost and Management accountant with a strong interest in data sciences and artificial intelligence.