Mirza is Key Account Manager at MUUME. MUUME is a multi-channel social mobile payment provider with services including loyalty, couponing, gamification, merchant POS, and its own mall. MUUME launched in 2015 in Switzerland with a premium restaurant chain. We have global ambitions and were semi-finalist in the London SWIFT Innotribe Fintech competition. Nick has ten years of experience in mobile services, payment and loyalty starting at Nokia where he launched the world's first NFC (Near Field Communication) devices in 2006 and organised amazing mobile ticketing projects with Transport for London in 2008. Prior to this he deployed Ericsson communication systems across Europe and India. He has a degree in engineering, and diplomas in marketing and business administration.