Nick invented e-commerce in 1994 building the world’s first e-commerce store the Wine Warehouse. As an entrepreneur with over 30 years of experience in banking, payments, and fintech he has founded 4 significant businesses. RTGS is the world’s first global interbank liquidity network designed to operate with central and commercial banks. Nick is CEO. ClearBank® founded in 2014 is the first new UK Clearing Bank in 250 years. Nick is a main board director. Cashflows became the first European non-bank principal member of VISA and Mastercard in 2010 WorldPay, one of the largest payment processing businesses in the world was founded by Nick in 1997. Nick has also been recognised for many industry awards including the UK Ernst and Young Entrepreneur of the Year Award, the Computer World Global IT Leaders award, the ID People Awards, the National Business Awards UK Entrepreneur of the Year, The EPA 2017 Payments Industry Contributor of the Year Award and the 2107 Banking Technology Tech Leadership Award. He was the winner of the 2018 Payments Pioneer Awards and highly commended in the City AM UK Entrepreneur of the Year Award. In 2019 Nick was selected as one of the 2019 World's Top 50 Innovators. In addition to his ClearBank® roles, Nick is a non-executive chairman, of ING backed Funding Options, and a non-executive director of Visa® backed ShieldPay.
4th October 2019 | Oliver Smith