Panni joined Funding Circle as MD International in 2014 and has been an integral part of the business’ growth and expansion ever since. To date, 81,000 investors have lent £5 billion to 51,000 businesses through the platform across the UK, US and Europe (June 2018). In 2015, Panni led Funding Circle’s expansion into Germany and the Netherlands. Today, Funding Circle is the leading small business loans platform in the two markets, growing by more than 100% in 2017 alone. Under Panni’s leadership, Funding Circle Germany and the Netherlands has revolutionized the experience for both borrowers and investors, which includes businesses receiving an initial decision in just 24 hours. Previously, Panni led product development at Wonga where she was instrumental in launching and scaling it to a global consumer lender in just three years, including developing the global platform, launching its international markets and building Wonga’s SME business.