Paul has 25 years of experience in the card payments industry. Currently, he is driving the mobile strategy for the digital payments division within Proxama. Prior to joining Proxama in 2012, he spent five years as the lead technical resource for ViVOtech in Europe. He was responsible for all technical aspects in the ViVOtech EMEA region, which involved both the TSM, loyalty and wallets as well as the POS reader products. He has a wealth of experience in understanding the difficulties faced by retailers when trying to integrate NFC payment and NFC based loyalty and vouchering systems.