Paul, a CERTIFIED FINANCIAL PLANNER professional and senior fellow of FINSIA, did his BA at the University of NSW in the mid-1970s and started as an investment researcher in 1980. In 1983, along with three partners, Paul founded ipac securities in a one-room serviced office with a capital contribution of $20,000. Today ipac manages over $12 billion of funds on behalf of investors. While Paul and his partners sold the business in 2002 to AXA Australia, which in turn was merged with AMP, he remains an ipac director. Paul hosted Channel 9’s top rating ‘Money’ program from 1993 to 2002 and still appears regularly on Channel 9 providing personal finance commentary. His ‘Talking Money’ tips run daily on over 30 radio stations nationwide, and he is chairman of, and chief commentator for, Money magazine. His books, all 21 of them including various editions, have sold over 750,000 copies, a rare achievement for an Australian non-fiction author. Paul was appointed vice president of the Financial Planning Association in 1992, and its president in 1993. In 2003 the federal government appointed him chairman of the Consumer and Financial Literacy Taskforce, which in 2008 evolved into the Australian Government Financial Literacy Board, of which Paul remains chairman. Its straightforward brief, about which Paul is passionate, is to improve the financial skills of Australians. Paul is chairman of RADD (Recording Artists, Actors and Athletes Against Drink Driving), a council member of Philanthropy Australia and a member of the Advisory Board for the Sydney University Medical Faculty.