Rahul Duseja is Credit Director at leading digital challenger Cashplus. He is responsible for credit strategy, risk and products as Cashplus increases focus on SME lending as it completes the final stages of its UK bank licence application. Rahul has extensive experience in UK and international lending. He joined Cashplus from American Express where he has held a series of senior credit and risk roles since 2011, most recently as Head of Credit Risk for UK Commercial Cards and Payments. Prior to AmEx, he was a Senior Strategy Consultant at Accenture.