Ralph is CEO of Microexchanges, and was previously a trader and market maker in the fixed income and commodity markets for over 10 years. In 2007 Ralph left the markets to pursue his interest in retail driven marketplaces and exchanges. Whilst building a range of technology platforms, Ralph founded MoneySwap, a P2P currency exchange. MoneySwap was listed on AIM in 2011 and Ralph remains a shareholder. The Microexchanges team launched The Real Asset Company in 2010, with a view to providing an investment platform that gives the retail investor access to the security and efficiency of the wholesale bullion markets. Microexchanges is a technology provider and shareholder of a number of innovative startups in the alternative finance sector.